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SAGA.L$558.00+2.30%
Fair $558.00+0.0%

SAGA.L

Saga plc

Financial Services / Insurance - DiversifiedLSE

$558.00

+13.00 (+2.30%)

Fairly Valued+0.0%Fair Value $558.00Fund rank 24/100 · Data gapFallback financials|
SA 27/D
F-Score: 7/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 0.0/100

Data gap 24/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 30/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

27/100

D

Piotroski

7/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · SAGA.LLocal privado en este navegador · Saga plc
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$811M

P/E

186.0x

↑

EV/EBITDA

766.9x

↑

ROE

5.2%

↓

Gross Margin

48.3%

↓

Debt/Equity

N/A

•
52-Week Range$558
$141$653

TradingView lightweight chart

SAGA.L price, volumen y niveles de valoración

Último $578.00Periodo -77.1%
Fair value: $558.00

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2023–2026 · 3 años de histórico normalizado

Revenue CAGR

-0.2%

FCF CAGR

—

FCF margin

15.3%

FCF / Net income

28.03x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $660.0M · net income $3.6M · FCF $100.9M

2023-FY → 2026-FY

Gross margin

48.3%-14.2% pts

Operating margin

15.2%+12.1% pts

Net margin

0.5%+41.7% pts

FCF margin

15.3%+20.5% pts
MetricTTM
2026
2025
2024
2023
Income Statement
Revenue$660.0M$660.0M$588.3M$564.6M$663.7M
Net Income$3.6M$3.6M$-164.9M$-113.0M$-273.1M
EBITDA$106.7M$106.7M$94.3M$70.6M$81.0M
EPS0.020.02-1.17-0.81-1.86
Gross Margin48.3%48.3%47.5%46.5%62.6%
Operating Margin15.2%15.2%10.9%7.4%3.1%
Net Margin0.5%0.5%-28.0%-20.0%-41.1%
Balance Sheet
Debt/Equity——11.963.692.44
Current Ratio0.910.91———
Cash Flow
Free Cash Flow$100.9M$100.9M$93.1M$57.0M$-34.7M
Returns
ROE5.2%5.2%-285.8%-50.6%-74.7%
Valuation
P/E186.00186.00———
EV/EBITDA766.87766.87210.36252.57316.07
P/B1177.641177.64334.0876.9468.11
Growth & Yield
Revenue Growth12.2%12.2%4.2%-14.9%—
EPS Growth102.0%102.0%-45.3%56.5%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

1173.0%

muy exigente

EPS terminal req.

$49.51

Spread vs growth

-1071.0%

5Y implied EPS CAGR

378.0%

muy exigente

EPS terminal req.

$59.91

Spread vs growth

-276.0%

10Y implied EPS CAGR

129.3%

muy exigente

EPS terminal req.

$96.49

Spread vs growth

-27.3%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +299.7%

Total return

+299.7%

Start / end P/E

n/dx → n/dx

EPS bridge

-1.17 → 0.02

Residual

+299.7%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term+299.7%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.