Financial Services / Banks - RegionalLSE
$142.00
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 34.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
17/100
F
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$0
P/E
0.3x
↓EV/EBITDA
N/A
•ROE
7.2%
↑Gross Margin
N/A
•Debt/Equity
2.88
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-1.6%
FCF CAGR
—
FCF margin
-194.5%
FCF / Net income
-8.48x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $4.73B · net income $1.09B · FCF $-9.21B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $4.73B | $4.73B | $4.67B | $5.10B | $4.96B |
| Net Income | $1.09B | $1.09B | $971.0M | $1.54B | $1.39B |
| Net Margin | 22.9% | 22.9% | 20.8% | 30.2% | 28.1% |
| Balance Sheet | |||||
| Debt/Equity | 2.88 | 2.88 | 2.78 | 2.50 | 2.37 |
| Cash Flow | |||||
| Free Cash Flow | $-9.21B | $-9.21B | $-3.86B | $-3.69B | $-4.49B |
| Returns | |||||
| ROE | 7.2% | 7.2% | 7.1% | 10.5% | 9.7% |
| Valuation | |||||
| P/E | 0.32 | 0.32 | — | — | — |
| P/B | 291.08 | 291.08 | 306.62 | 287.73 | 267.26 |
| Growth & Yield | |||||
| Revenue Growth | 1.5% | 1.5% | -8.5% | 2.7% | — |
| Dividend Yield | 6.1% | 6.1% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+0.4%
Start / end P/E
n/dx → n/dx
EPS bridge
n/d → n/d
Residual
-5.6%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.