Financial Services / Credit ServicesBSE
$38.22
-3.03 (-7.35%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 21.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
28/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.8B
P/E
58.8x
↑EV/EBITDA
N/A
•ROE
2.4%
↓Gross Margin
N/A
•Debt/Equity
0.40
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
-0.6%
FCF CAGR
-9.5%
FCF margin
122.9%
FCF / Net income
4.64x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $123.0M · net income $32.6M · FCF $151.2M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $123.0M | $123.0M | $146.2M | $150.4M | $125.2M |
| Net Income | $32.6M | $32.6M | $66.0M | $79.0M | $64.4M |
| EPS | — | — | 1.42 | 1.70 | 1.38 |
| Net Margin | 26.5% | 26.5% | 45.1% | 52.5% | 51.5% |
| Balance Sheet | |||||
| Debt/Equity | 0.40 | 0.40 | 0.20 | 0.21 | 0.28 |
| Current Ratio | 123.64 | 123.64 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $151.2M | $151.2M | $287.9M | $103.1M | $204.0M |
| Returns | |||||
| ROE | 2.4% | 2.4% | 5.0% | 6.2% | 5.4% |
| Valuation | |||||
| P/E | 58.80 | 58.80 | 32.82 | 12.35 | 6.04 |
| P/B | 1.31 | 1.31 | 1.63 | 0.77 | 0.33 |
| Growth & Yield | |||||
| Revenue Growth | -15.9% | -15.9% | -2.8% | 20.2% | — |
| EPS Growth | — | — | -16.5% | 23.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-6.7%
Start / end P/E
n/dx → n/dx
EPS bridge
1.42 → n/d
Residual
-6.7%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.