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v0.1
SAR$22.70+0.84%
Fair $22.70+0.0%

SAR

Saratoga Investment Corp.

Financial Services / Asset ManagementNYSE

$22.70

+0.19 (+0.84%)

Fairly Valued+0.0%Fair Value $22.70Fund rank 19/100 · Data gapFallback financials|
SA 28/D
F-Score: 5/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 29.0/100

Data gap 19/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 0/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

28/100

D

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 6Warnings: 0unknown: 6
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · SARLocal privado en este navegador · Saratoga Investment Corp.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$369M

P/E

9.8x

↓

EV/EBITDA

N/A

•

ROE

9.2%

↑

Gross Margin

N/A

•

Debt/Equity

1.83

↑
52-Week Range$23
$21$26

TradingView lightweight chart

SAR price, volumen y niveles de valoración

Último $22.70Periodo -83.8%
Fair value: $22.70

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2021–2026 · 5 años de histórico normalizado

Revenue CAGR

—

FCF CAGR

—

FCF margin

-176.3%

FCF / Net income

-2.40x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $49.9M · net income $36.6M · FCF $-88.0M

2021-FY → 2026-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

73.3%— pts

FCF margin

-176.3%— pts
MetricTTM
2026
2025
2024
2023
2022
2021
Income Statement
Revenue$49.9M$49.9M$42.1M$20.4M$36.4M——
Net Income$36.6M$36.6M$28.1M$8.9M$24.7M$45.7M$14.8M
EPS2.312.312.020.712.063.991.32
Net Margin73.3%73.3%66.7%43.9%67.9%——
Balance Sheet
Debt/Equity1.831.831.992.172.05——
Current Ratio0.350.35—————
Cash Flow
Free Cash Flow$-88.0M$-88.0M$197.5M$-157.2M$-130.4M——
Returns
ROE9.2%9.2%7.2%2.4%7.1%12.9%4.9%
Valuation
P/E9.839.8311.9533.2513.45——
P/B0.910.910.860.810.96——
Growth & Yield
Revenue Growth18.6%18.6%106.7%-44.0%———
EPS Growth14.4%14.4%184.5%-65.5%—202.3%—
Dividend Yield13.2%13.2%—————

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

-4.5%

fácil

EPS terminal req.

$2.01

Spread vs growth

18.8%

5Y implied EPS CAGR

1.1%

fácil

EPS terminal req.

$2.44

Spread vs growth

13.3%

10Y implied EPS CAGR

5.4%

razonable

EPS terminal req.

$3.93

Spread vs growth

8.9%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +4.8%

Total return

+4.8%

Start / end P/E

12.3x → 9.8x

EPS bridge

2.02 → 2.31

Residual

-2.9%

EPS growth+14.4%
Multiple rerating-19.9%
Dividend+13.2%
Residual / FX / buybacks / cross-term-2.9%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.