Financial Services / Credit ServicesBSE
$21.34
-0.66 (-3.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
13/100
F
Piotroski
0/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$160M
P/E
N/A
•EV/EBITDA
N/A
•ROE
-2.4%
↓Gross Margin
52.6%
↓Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+1.2%
FCF CAGR
—
FCF margin
-45.3%
FCF / Net income
1.24x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $16.2M · net income $-5.9M · FCF $-7.3M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $16.2M | $16.2M | $17.9M | $15.3M | $15.6M |
| Net Income | $-5.9M | $-5.9M | $4.7M | $-11.8M | $-2.4M |
| EBITDA | $-3.6M | $-3.6M | $9.1M | $-4.2M | $1.1M |
| EPS | -0.79 | -0.79 | 0.63 | -1.58 | -0.32 |
| Gross Margin | 52.6% | 52.6% | 75.9% | 68.1% | 77.0% |
| Operating Margin | -22.5% | -22.5% | 50.5% | -27.5% | 7.0% |
| Net Margin | -36.4% | -36.4% | 26.3% | -77.2% | -15.5% |
| Balance Sheet | |||||
| Debt/Equity | — | — | 0.02 | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-7.3M | $-7.3M | $11.6M | $286000.00 | $-3.1M |
| Returns | |||||
| ROE | -2.4% | -2.4% | 1.9% | -4.8% | -0.9% |
| Valuation | |||||
| P/E | — | — | 52.38 | — | — |
| EV/EBITDA | — | — | 27.11 | — | 220.22 |
| P/B | 0.65 | 0.65 | 0.98 | 0.86 | 0.95 |
| Growth & Yield | |||||
| Revenue Growth | -9.5% | -9.5% | 16.8% | -1.9% | — |
| EPS Growth | -225.4% | -225.4% | 139.9% | -393.8% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-9.7%
Start / end P/E
n/dx → n/dx
EPS bridge
0.63 → -0.79
Residual
-9.7%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.