Financial Services / Credit ServicesBSE
$231.00
+9.10 (+4.10%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 38.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
43/100
C
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$25.4B
P/E
13.2x
↑EV/EBITDA
23.8x
↑ROE
11.6%
↑Gross Margin
28.3%
↓Debt/Equity
3.84
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+25.0%
FCF CAGR
—
FCF margin
-40.3%
FCF / Net income
-3.02x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $24.91B · net income $3.32B · FCF $-10.03B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $24.91B | $24.91B | $23.17B | $18.60B | $12.75B |
| Net Income | $3.32B | $3.32B | $1.86B | $4.36B | $48.1M |
| EBITDA | $5.06B | $5.06B | $5.45B | $6.08B | $250.5M |
| EPS | — | — | 16.92 | 43.27 | 0.59 |
| Gross Margin | 28.3% | 28.3% | 30.8% | 29.9% | 24.3% |
| Operating Margin | 19.1% | 19.1% | 22.4% | 34.7% | 27.4% |
| Net Margin | 13.3% | 13.3% | 8.0% | 23.4% | 0.4% |
| Balance Sheet | |||||
| Debt/Equity | 3.84 | 3.84 | 3.46 | 3.29 | 3.63 |
| Cash Flow | |||||
| Free Cash Flow | $-10.03B | $-10.03B | $-5.83B | $-20.82B | $-9.66B |
| Returns | |||||
| ROE | 11.6% | 11.6% | 7.3% | 18.2% | 0.3% |
| Valuation | |||||
| P/E | 13.23 | 13.23 | 8.57 | 5.79 | 238.64 |
| EV/EBITDA | 23.77 | 23.77 | 17.71 | 16.46 | 271.74 |
| P/B | 0.89 | 0.89 | 0.63 | 1.05 | 0.71 |
| Growth & Yield | |||||
| Revenue Growth | 7.5% | 7.5% | 24.5% | 45.9% | — |
| EPS Growth | — | — | -60.9% | 7233.9% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+45.4%
Start / end P/E
n/dx → n/dx
EPS bridge
16.92 → n/d
Residual
+45.4%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.