Financial Services / Banks - RegionalNSE
$954.10
-3.40 (-0.35%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 63.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
34/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$8.81T
P/E
10.5x
↓EV/EBITDA
N/A
•ROE
14.0%
↑Gross Margin
N/A
•Debt/Equity
1.22
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+12.2%
FCF CAGR
—
FCF margin
7.8%
FCF / Net income
0.36x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $3.82T · net income $832.99B · FCF $297.34B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $3817.09B | $3817.09B | $3495.23B | $3236.14B | $2703.37B |
| Net Income | $832.99B | $832.99B | $775.61B | $670.85B | $556.48B |
| EPS | 91.16 | 91.16 | 86.91 | 75.17 | 62.35 |
| Net Margin | 21.8% | 21.8% | 22.2% | 20.7% | 20.6% |
| Balance Sheet | |||||
| Debt/Equity | 1.22 | 1.22 | 1.27 | 1.34 | 1.45 |
| Cash Flow | |||||
| Free Cash Flow | $297.34B | $297.34B | $398.47B | $174.57B | $-900.57B |
| Returns | |||||
| ROE | 14.0% | 14.0% | 15.9% | 16.2% | 15.5% |
| Valuation | |||||
| P/E | 10.47 | 10.47 | 8.83 | 10.17 | 8.46 |
| P/B | 1.46 | 1.46 | 1.41 | 1.64 | 1.31 |
| Growth & Yield | |||||
| Revenue Growth | 9.2% | 9.2% | 8.0% | 19.7% | — |
| EPS Growth | 4.9% | 4.9% | 15.6% | 20.6% | — |
| Dividend Yield | 1.8% | 1.8% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-2.4%
EPS terminal req.
$84.66
Spread vs growth
7.3%
5Y implied EPS CAGR
2.4%
EPS terminal req.
$102.44
Spread vs growth
2.5%
10Y implied EPS CAGR
6.1%
EPS terminal req.
$164.98
Spread vs growth
-1.2%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+23.2%
Start / end P/E
9.1x → 10.6x
EPS bridge
86.91 → 91.16
Residual
+0.8%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.