Financial Services / Banks - RegionalOTC Markets OTCID
$12000.00
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 73.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
47/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$911M
P/E
13.3x
↑EV/EBITDA
N/A
•ROE
9.4%
↑Gross Margin
N/A
•Debt/Equity
0.16
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+12.1%
FCF CAGR
+4.4%
FCF margin
34.4%
FCF / Net income
1.00x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $198.7M · net income $68.3M · FCF $68.4M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $198.7M | $198.7M | $304.4M | $285.4M | $141.2M |
| Net Income | $68.3M | $68.3M | $157.8M | $148.4M | $29.9M |
| EPS | — | — | 2064.11 | 1907.08 | 377.64 |
| Net Margin | 34.4% | 34.4% | 51.8% | 52.0% | 21.2% |
| Balance Sheet | |||||
| Debt/Equity | 0.16 | 0.16 | 0.40 | 0.71 | 0.87 |
| Cash Flow | |||||
| Free Cash Flow | $68.4M | $68.4M | $33.7M | $38.6M | $60.1M |
| Returns | |||||
| ROE | 9.4% | 9.4% | 26.1% | 32.3% | 10.5% |
| Valuation | |||||
| P/E | 13.32 | 13.32 | 4.01 | 2.88 | 12.98 |
| P/B | 1.25 | 1.25 | 1.05 | 0.93 | 1.35 |
| Growth & Yield | |||||
| Revenue Growth | -34.7% | -34.7% | 6.7% | 102.1% | — |
| EPS Growth | — | — | 8.2% | 405.0% | — |
| Dividend Yield | 0.2% | 0.2% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+43.1%
Start / end P/E
n/dx → n/dx
EPS bridge
2064.11 → n/d
Residual
+42.9%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.