Financial Services / Capital MarketsNYSE
$88.55
+1.20 (+1.37%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 49.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
38/100
D
Piotroski
7/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$154.0B
P/E
17.6x
↑EV/EBITDA
N/A
•ROE
17.9%
↑Gross Margin
N/A
•Debt/Equity
0.63
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2007–2025 · 18 años de histórico normalizado
Revenue CAGR
+9.1%
FCF CAGR
+10.0%
FCF margin
36.6%
FCF / Net income
0.99x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $23.92B · net income $8.85B · FCF $8.76B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||||
| Revenue | $23.92B | $23.92B | $19.61B | $18.84B | $20.76B | $18.52B | $11.69B | $10.72B | $10.13B | $8.62B | $7.48B | $6.38B | $6.06B | $5.43B | $4.88B | $4.69B | $4.25B | $4.19B | $5.15B | $4.99B |
| Net Income | $8.85B | $8.85B | $5.94B | $5.07B | $7.18B | $5.86B | $3.30B | $3.70B | $3.51B | $2.35B | $1.89B | $1.45B | $1.32B | $1.07B | $928.0M | $864.0M | $454.0M | $787.0M | $1.21B | $2.41B |
| EPS | 4.65 | 4.65 | 2.99 | 2.54 | 3.50 | 2.83 | 2.12 | 2.67 | 2.45 | 1.61 | 1.31 | 1.03 | 0.95 | 0.78 | 0.69 | 0.70 | 0.38 | 0.68 | 1.05 | 1.96 |
| Net Margin | 37.0% | 37.0% | 30.3% | 26.9% | 34.6% | 31.6% | 28.2% | 34.5% | 34.6% | 27.3% | 25.3% | 22.7% | 21.8% | 19.7% | 19.0% | 18.4% | 10.7% | 18.8% | 23.5% | 48.2% |
| Balance Sheet | ||||||||||||||||||||
| Debt/Equity | 0.63 | 0.63 | 0.93 | 1.44 | 1.03 | 0.34 | 0.24 | 0.34 | — | — | — | — | — | — | 0.17 | 0.26 | 0.32 | 0.30 | 0.22 | — |
| Current Ratio | 0.63 | 0.63 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Cash Flow | ||||||||||||||||||||
| Free Cash Flow | $8.76B | $8.76B | $2.05B | $18.89B | $1.09B | $1.20B | $6.22B | $8.62B | $11.89B | $-1.24B | $3.26B | — | — | — | $1.12B | $2.28B | $-138.0M | $1.30B | $-186.0M | $1.58B |
| Returns | ||||||||||||||||||||
| ROE | 17.9% | 17.9% | 12.3% | 12.4% | 19.6% | 10.4% | 5.9% | 17.0% | 17.0% | 12.7% | 11.5% | 10.8% | 11.2% | 10.3% | 9.7% | 11.2% | 7.3% | 15.5% | 29.8% | 64.5% |
| Valuation | ||||||||||||||||||||
| P/E | 17.60 | 17.60 | 24.90 | 26.47 | 24.15 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| P/B | 3.24 | 3.24 | 2.82 | 3.01 | 4.37 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Growth & Yield | ||||||||||||||||||||
| Revenue Growth | 22.0% | 22.0% | 4.1% | -9.3% | — | 58.4% | 9.0% | 5.8% | 17.6% | 15.2% | 17.2% | 5.3% | 11.5% | 11.3% | 4.1% | 10.4% | 1.3% | -18.6% | 3.1% | — |
| EPS Growth | 55.5% | 55.5% | 17.7% | -27.4% | — | 33.5% | -20.6% | 9.0% | 52.2% | 22.9% | 27.2% | 8.4% | 21.8% | 13.0% | -1.4% | 84.2% | -44.1% | -35.2% | -46.4% | — |
| Dividend Yield | 1.5% | 1.5% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
19.1%
EPS terminal req.
$7.86
Spread vs growth
36.4%
5Y implied EPS CAGR
15.4%
EPS terminal req.
$9.51
Spread vs growth
40.1%
10Y implied EPS CAGR
12.7%
EPS terminal req.
$15.31
Spread vs growth
42.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+1.7%
Start / end P/E
29.5x → 19.0x
EPS bridge
2.99 → 4.65
Residual
-19.7%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.