Financial Services / Credit ServicesIstanbul
$10.28
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 100.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
44/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.0B
P/E
4.7x
↓EV/EBITDA
39.0x
↑ROE
20.8%
↑Gross Margin
42.9%
↓Debt/Equity
3.94
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+61.7%
FCF CAGR
+41.2%
FCF margin
52.4%
FCF / Net income
4.12x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $1.55B · net income $196.8M · FCF $811.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1.55B | $1.55B | $1.09B | $539.8M | $366.5M |
| Net Income | $196.8M | $196.8M | $160.9M | $191.4M | $102.3M |
| EBITDA | $117.2M | $117.2M | $68.2M | $-34.9M | $30.7M |
| EPS | — | — | 1.61 | 1.91 | 1.02 |
| Gross Margin | 42.9% | 42.9% | 36.9% | 37.2% | 49.5% |
| Operating Margin | 6.9% | 6.9% | 5.1% | -8.2% | 6.9% |
| Net Margin | 12.7% | 12.7% | 14.7% | 35.5% | 27.9% |
| Balance Sheet | |||||
| Debt/Equity | 3.94 | 3.94 | 3.28 | 3.03 | 3.84 |
| Current Ratio | 0.97 | 0.97 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $811.1M | $811.1M | $692.4M | $286.9M | $288.2M |
| Returns | |||||
| ROE | 20.8% | 20.8% | 23.0% | 37.3% | 36.4% |
| Valuation | |||||
| P/E | 4.72 | 4.72 | 4.72 | 4.02 | 5.31 |
| EV/EBITDA | 38.96 | 38.96 | 43.01 | — | 51.32 |
| P/B | 1.09 | 1.09 | 1.09 | 1.50 | 1.93 |
| Growth & Yield | |||||
| Revenue Growth | 41.6% | 41.6% | 102.7% | 47.3% | — |
| EPS Growth | — | — | -16.0% | 87.1% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+43.4%
Start / end P/E
n/dx → n/dx
EPS bridge
1.61 → n/d
Residual
+43.4%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.