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v0.1
SF$69.82-0.47%
Fair $69.82+0.0%

SF

Stifel Financial Corp.

Financial Services / Capital MarketsNYSE

$69.82

-0.33 (-0.47%)

Fairly Valued+0.0%Fair Value $69.82Fund rank 37/100 · Data gapFallback financials|
SA 37/D
F-Score: 5/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 48.0/100

Data gap 37/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 71/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

37/100

D

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 18Warnings: 0unknown: 18
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · SFLocal privado en este navegador · Stifel Financial Corp.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$10.7B

P/E

13.6x

↑

EV/EBITDA

N/A

•

ROE

11.4%

↑

Gross Margin

N/A

•

Debt/Equity

0.26

↓
52-Week Range$70
$61$90

TradingView lightweight chart

SF price, volumen y niveles de valoración

Último $69.82Periodo +4796.5%
Fair value: $69.82

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2008–2025 · 17 años de histórico normalizado

Revenue CAGR

+11.3%

FCF CAGR

—

FCF margin

19.3%

FCF / Net income

1.54x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $5.46B · net income $683.8M · FCF $1.05B

2008-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

12.5%+6.3% pts

FCF margin

19.3%— pts
MetricTTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
2009
2008
Income Statement
Revenue$5.46B$5.46B$4.91B$4.29B$4.33B$3.62B$2.68B$2.35B$2.19B$3.00B$2.64B$2.38B$2.25B$2.02B$1.63B$1.42B$1.40B$1.10B$888.8M
Net Income$683.8M$683.8M$731.4M$522.5M$662.2M$824.9M$503.5M$448.4M$394.0M$182.9M$81.5M$92.3M$176.1M$162.0M$138.6M$84.1M$1.9M$75.8M$55.5M
EPS3.913.914.172.853.554.442.772.442.100.950.440.521.030.980.980.600.010.690.59
Net Margin12.5%12.5%14.9%12.2%15.3%22.8%18.8%19.1%18.0%6.1%3.1%3.9%7.8%8.0%8.5%5.9%0.1%6.9%6.2%
Balance Sheet
Debt/Equity0.260.260.270.380.22—0.260.280.320.350.290.300.270.160.26————
Current Ratio0.880.88—————————————————
Cash Flow
Free Cash Flow$1.05B$1.05B$416.6M$447.4M$1.08B——————————————
Returns
ROE11.4%11.4%12.9%9.9%12.4%—11.9%12.4%12.4%6.4%3.0%3.7%7.6%7.9%9.3%6.5%0.2%8.7%9.4%
Valuation
P/E13.6113.6117.3116.3911.30——————————————
P/B1.931.932.111.501.33——————————————
Growth & Yield
Revenue Growth11.3%11.3%14.4%-1.0%—35.0%13.9%7.5%-27.0%13.4%11.2%5.7%11.4%24.1%14.7%1.7%26.5%24.1%—
EPS Growth-6.1%-6.1%46.0%-19.5%—60.1%13.7%16.2%120.8%114.0%-15.3%-48.9%5.0%0.0%64.2%4366.7%-98.1%18.2%—
Dividend Yield1.8%1.8%—————————————————

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

16.5%

exigente

EPS terminal req.

$6.20

Spread vs growth

-22.6%

5Y implied EPS CAGR

13.9%

razonable

EPS terminal req.

$7.50

Spread vs growth

-20.0%

10Y implied EPS CAGR

11.9%

razonable

EPS terminal req.

$12.07

Spread vs growth

-18.0%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +13.0%

Total return

+13.0%

Start / end P/E

15.1x → 17.8x

EPS bridge

4.17 → 3.91

Residual

-1.1%

EPS growth-6.1%
Multiple rerating+18.4%
Dividend+1.8%
Residual / FX / buybacks / cross-term-1.1%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.