Financial Services / Banks - RegionalNasdaqGM
$56.30
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 33.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
30/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$532M
P/E
N/A
•EV/EBITDA
N/A
•ROE
8.2%
↑Gross Margin
N/A
•Debt/Equity
N/A
•Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2009–2025 · 16 años de histórico normalizado
Revenue CAGR
+11.7%
FCF CAGR
—
FCF margin
14.1%
FCF / Net income
0.98x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $211.5M · net income $30.4M · FCF $29.9M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||
| Revenue | $211.5M | $211.5M | $201.2M | $177.6M | $117.7M | $93.2M | $94.8M | $92.7M | $76.7M | $61.2M | $51.2M | $46.0M | $39.9M | $36.1M | $34.7M | $35.1M | $35.5M | $36.2M |
| Net Income | $30.4M | $30.4M | $15.5M | $13.4M | $29.1M | $46.7M | $18.3M | $27.9M | $22.3M | $13.0M | $13.0M | $10.2M | $6.6M | $5.1M | $3.9M | $2.1M | $890000.00 | $1.4M |
| EPS | 3.72 | 3.72 | 1.91 | 1.66 | 3.61 | 5.85 | 2.34 | 3.58 | 2.88 | 1.76 | 1.94 | 1.55 | 1.10 | 0.98 | 0.64 | 0.22 | -0.06 | 0.07 |
| Net Margin | 14.4% | 14.4% | 7.7% | 7.6% | 24.7% | 50.1% | 19.3% | 30.1% | 29.1% | 21.3% | 25.5% | 22.1% | 16.6% | 14.2% | 11.1% | 5.9% | 2.5% | 3.9% |
| Cash Flow | ||||||||||||||||||
| Free Cash Flow | $29.9M | $29.9M | $24.8M | $16.4M | $36.4M | $51.6M | $13.3M | $9.9M | $29.8M | $11.8M | $11.7M | $15.5M | — | — | — | — | — | — |
| Returns | ||||||||||||||||||
| ROE | 8.2% | 8.2% | 4.7% | 4.3% | 9.9% | 16.8% | 8.0% | 13.5% | 12.8% | 8.7% | 11.9% | 10.8% | 8.0% | 7.8% | 6.0% | 3.3% | 1.5% | 2.4% |
| Growth & Yield | ||||||||||||||||||
| Revenue Growth | 5.1% | 5.1% | 13.3% | 50.9% | 26.3% | -1.7% | 2.3% | 20.9% | 25.2% | 19.6% | 11.2% | 15.2% | 10.6% | 4.1% | -1.3% | -1.1% | -1.8% | — |
| EPS Growth | 94.8% | 94.8% | 15.1% | -54.0% | -38.3% | 150.0% | -34.6% | 24.3% | 63.6% | -9.3% | 25.2% | 40.9% | 12.2% | 53.1% | 190.9% | 466.7% | -185.7% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
10.3%
EPS terminal req.
$5.00
Spread vs growth
84.4%
5Y implied EPS CAGR
10.2%
EPS terminal req.
$6.04
Spread vs growth
84.6%
10Y implied EPS CAGR
10.1%
EPS terminal req.
$9.74
Spread vs growth
84.7%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.