Financial Services / Financial ConglomeratesBSE
$30.00
-1.63 (-4.94%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 7.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
36/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$303M
P/E
73.2x
↑EV/EBITDA
54.6x
↑ROE
2.0%
↓Gross Margin
68.2%
↑Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+1.2%
FCF CAGR
-61.4%
FCF margin
17.1%
FCF / Net income
0.35x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $9.1M · net income $4.5M · FCF $1.6M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $9.1M | $9.1M | $8.7M | $8.1M | $8.8M |
| Net Income | $4.5M | $4.5M | $3.9M | $3.4M | $4.3M |
| EBITDA | $5.5M | $5.5M | $5.8M | $4.7M | $5.4M |
| EPS | 0.45 | 0.45 | 0.38 | 0.33 | 0.43 |
| Gross Margin | 68.2% | 68.2% | 72.3% | 65.5% | 73.9% |
| Operating Margin | 57.7% | 57.7% | 61.7% | 50.3% | 61.7% |
| Net Margin | 49.5% | 49.5% | 44.0% | 41.6% | 49.1% |
| Cash Flow | |||||
| Free Cash Flow | $1.6M | $1.6M | $1.7M | $34.2M | $27.1M |
| Returns | |||||
| ROE | 2.0% | 2.0% | 1.7% | 1.5% | 2.0% |
| Valuation | |||||
| P/E | 73.17 | 73.17 | 38.26 | 29.45 | 26.44 |
| EV/EBITDA | 54.62 | 54.62 | 23.96 | 18.69 | 18.97 |
| P/B | 1.32 | 1.32 | 0.66 | 0.45 | 0.53 |
| Growth & Yield | |||||
| Revenue Growth | 4.3% | 4.3% | 8.3% | -8.2% | — |
| EPS Growth | 18.4% | 18.4% | 15.2% | -23.3% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
80.9%
EPS terminal req.
$2.66
Spread vs growth
-62.4%
5Y implied EPS CAGR
48.2%
EPS terminal req.
$3.22
Spread vs growth
-29.8%
10Y implied EPS CAGR
27.7%
EPS terminal req.
$5.19
Spread vs growth
-9.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+20.3%
Start / end P/E
68.7x → 69.7x
EPS bridge
0.38 → 0.45
Residual
+0.3%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.