Financial Services / Credit ServicesBSE
$151.90
+6.30 (+4.33%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 25.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
30/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$456M
P/E
8.7x
↓EV/EBITDA
36.5x
↑ROE
7.3%
↑Gross Margin
95.2%
↑Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+40.8%
FCF CAGR
—
FCF margin
-17.4%
FCF / Net income
-0.43x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $27.8M · net income $11.2M · FCF $-4.8M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $27.8M | $27.8M | $15.8M | $3.6M | $10.0M |
| Net Income | $11.2M | $11.2M | $28.2M | $4.3M | $6.0M |
| EBITDA | $12.4M | $12.4M | $29.6M | $5.3M | $9.0M |
| EPS | 3.75 | 3.75 | 9.39 | 1.42 | 2.00 |
| Gross Margin | 95.2% | 95.2% | 93.6% | 80.6% | 92.5% |
| Operating Margin | 44.6% | 44.6% | 187.2% | 146.6% | 90.3% |
| Net Margin | 40.4% | 40.4% | 178.3% | 118.0% | 60.2% |
| Cash Flow | |||||
| Free Cash Flow | $-4.8M | $-4.8M | $-2.1M | $1.2M | $13.2M |
| Returns | |||||
| ROE | 7.3% | 7.3% | 19.6% | 3.7% | 5.4% |
| Valuation | |||||
| P/E | 8.68 | 8.68 | — | — | — |
| EV/EBITDA | 36.54 | 36.54 | — | — | — |
| P/B | 2.94 | 2.94 | — | — | — |
| Growth & Yield | |||||
| Revenue Growth | 76.1% | 76.1% | 337.4% | -63.7% | — |
| EPS Growth | -60.1% | -60.1% | 561.3% | -29.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
53.2%
EPS terminal req.
$13.48
Spread vs growth
-113.2%
5Y implied EPS CAGR
34.2%
EPS terminal req.
$16.31
Spread vs growth
-94.2%
10Y implied EPS CAGR
21.5%
EPS terminal req.
$26.27
Spread vs growth
-81.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+2.4%
Start / end P/E
15.8x → 40.5x
EPS bridge
9.39 → 3.75
Residual
-93.9%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.