Financial Services / Banks - RegionalIstanbul
$12.84
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 90.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
39/100
D
Piotroski
1/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$32.1B
P/E
11.1x
↓EV/EBITDA
N/A
•ROE
13.9%
↑Gross Margin
N/A
•Debt/Equity
2.26
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+35.0%
FCF CAGR
—
FCF margin
-4.3%
FCF / Net income
-0.26x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $16.19B · net income $2.70B · FCF $-688.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $16.19B | $16.19B | $12.03B | $9.54B | $6.57B |
| Net Income | $2.70B | $2.70B | $2.90B | $2.97B | $1.85B |
| EPS | 1.14 | 1.14 | 1.49 | 1.71 | 0.85 |
| Net Margin | 16.7% | 16.7% | 24.1% | 31.1% | 28.1% |
| Balance Sheet | |||||
| Debt/Equity | 2.26 | 2.26 | 1.51 | 1.36 | 1.42 |
| Cash Flow | |||||
| Free Cash Flow | $-688.5M | $-688.5M | $5.92B | $3.37B | $-36.8M |
| Returns | |||||
| ROE | 13.9% | 13.9% | 18.1% | 26.7% | 30.1% |
| Valuation | |||||
| P/E | 11.07 | 11.07 | 3.31 | 2.46 | 3.37 |
| P/B | 1.57 | 1.57 | 0.60 | 0.65 | 1.02 |
| Growth & Yield | |||||
| Revenue Growth | 34.6% | 34.6% | 26.1% | 45.1% | — |
| EPS Growth | -23.3% | -23.3% | -13.0% | 102.2% | — |
| Dividend Yield | 0.5% | 0.5% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-0.1%
EPS terminal req.
$1.14
Spread vs growth
-23.2%
5Y implied EPS CAGR
3.8%
EPS terminal req.
$1.38
Spread vs growth
-27.2%
10Y implied EPS CAGR
6.9%
EPS terminal req.
$2.22
Spread vs growth
-30.2%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+192.5%
Start / end P/E
3.0x → 11.5x
EPS bridge
1.49 → 1.14
Residual
-65.6%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.