Financial Services / Banks - RegionalOslo
$330.00
+0.95 (+0.29%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 35.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
30/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.9B
P/E
15.5x
↑EV/EBITDA
N/A
•ROE
7.5%
↑Gross Margin
N/A
•Debt/Equity
1.18
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+20.9%
FCF CAGR
—
FCF margin
212.4%
FCF / Net income
5.11x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $727.6M · net income $302.5M · FCF $1.55B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $727.6M | $727.6M | $569.2M | $491.6M | $412.0M |
| Net Income | $302.5M | $302.5M | $327.9M | $206.7M | $173.9M |
| EPS | 22.28 | 22.28 | 32.52 | 98.79 | 83.14 |
| Net Margin | 41.6% | 41.6% | 57.6% | 42.0% | 42.2% |
| Balance Sheet | |||||
| Debt/Equity | 1.18 | 1.18 | 1.60 | 1.88 | 2.01 |
| Cash Flow | |||||
| Free Cash Flow | $1.55B | $1.55B | $-13.2M | $-14.7M | $-604.4M |
| Returns | |||||
| ROE | 7.5% | 7.5% | 10.5% | 9.1% | 8.5% |
| Valuation | |||||
| P/E | 15.54 | 15.54 | 8.61 | 2.37 | 2.77 |
| P/B | 0.48 | 0.48 | 0.21 | 0.22 | 0.24 |
| Growth & Yield | |||||
| Revenue Growth | 27.8% | 27.8% | 15.8% | 19.3% | — |
| EPS Growth | -31.5% | -31.5% | -67.1% | 18.8% | — |
| Dividend Yield | 6.7% | 6.7% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
9.5%
EPS terminal req.
$29.28
Spread vs growth
-41.0%
5Y implied EPS CAGR
9.7%
EPS terminal req.
$35.43
Spread vs growth
-41.2%
10Y implied EPS CAGR
9.9%
EPS terminal req.
$57.06
Spread vs growth
-41.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+9.4%
Start / end P/E
10.0x → 15.0x
EPS bridge
32.52 → 22.28
Residual
-15.7%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.