Financial Services / Insurance - LifeJohannesburg
$8345.00
-231.00 (-2.69%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 64.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
34/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$174.4B
P/E
11.1x
↓EV/EBITDA
N/A
•ROE
15.7%
↑Gross Margin
N/A
•Debt/Equity
0.20
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+36.9%
FCF CAGR
-38.5%
FCF margin
0.6%
FCF / Net income
0.10x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $279.29B · net income $15.94B · FCF $1.64B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $279.29B | $279.29B | $229.76B | $198.75B | $108.77B |
| Net Income | $15.94B | $15.94B | $22.24B | $14.48B | $12.26B |
| EPS | 7.54 | 7.54 | 10.54 | 6.93 | 5.90 |
| Net Margin | 5.7% | 5.7% | 9.7% | 7.3% | 11.3% |
| Balance Sheet | |||||
| Debt/Equity | 0.20 | 0.20 | 0.21 | 0.17 | 0.19 |
| Current Ratio | 0.65 | 0.65 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $1.64B | $1.64B | $4.42B | $-15.66B | $7.04B |
| Returns | |||||
| ROE | 15.7% | 15.7% | 22.0% | 16.4% | 14.5% |
| Valuation | |||||
| P/E | 11.07 | 11.07 | 828.51 | 1032.76 | 865.91 |
| P/B | 173.54 | 173.54 | 182.50 | 168.90 | 125.49 |
| Growth & Yield | |||||
| Revenue Growth | 21.6% | 21.6% | 15.6% | 82.7% | — |
| EPS Growth | -28.4% | -28.4% | 52.0% | 17.5% | — |
| Dividend Yield | 5.7% | 5.7% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
361.4%
EPS terminal req.
$740.48
Spread vs growth
-389.8%
5Y implied EPS CAGR
160.0%
EPS terminal req.
$895.98
Spread vs growth
-188.4%
10Y implied EPS CAGR
69.1%
EPS terminal req.
$1442.99
Spread vs growth
-97.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-0.2%
Start / end P/E
841.0x → 1106.8x
EPS bridge
10.54 → 7.54
Residual
-9.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.