Financial Services / Banks - RegionalNasdaqGM
$69.22
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 43.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
30/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$762M
P/E
N/A
•EV/EBITDA
N/A
•ROE
10.8%
↑Gross Margin
N/A
•Debt/Equity
N/A
•Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2010–2025 · 15 años de histórico normalizado
Revenue CAGR
+16.6%
FCF CAGR
+18.5%
FCF margin
27.1%
FCF / Net income
1.29x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $277.4M · net income $58.6M · FCF $75.3M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||||||||
| Revenue | $277.4M | $277.4M | $248.4M | $176.4M | $116.9M | $109.5M | $107.1M | $97.5M | $77.2M | $61.5M | $56.3M | $55.3M | $40.5M | $36.3M | $39.0M | $35.0M | $27.5M |
| Net Income | $58.6M | $58.6M | $50.2M | $39.2M | $47.2M | $47.2M | $27.5M | $28.9M | $20.9M | $15.6M | $14.8M | $13.7M | $10.1M | $10.1M | $10.1M | $11.5M | $4.6M |
| EPS | 5.18 | 5.18 | 4.42 | 3.85 | 5.21 | 5.22 | 2.99 | 3.14 | 2.39 | 2.07 | 1.98 | 1.79 | 1.45 | 1.44 | 3.32 | 5.12 | 1.95 |
| Net Margin | 21.1% | 21.1% | 20.2% | 22.2% | 40.4% | 43.1% | 25.7% | 29.7% | 27.1% | 25.3% | 26.4% | 24.7% | 24.9% | 27.7% | 25.9% | 32.7% | 16.8% |
| Cash Flow | |||||||||||||||||
| Free Cash Flow | $75.3M | $75.3M | $61.2M | $56.0M | $62.7M | $48.9M | $36.0M | $30.9M | $28.5M | $22.6M | $27.5M | $27.4M | $19.0M | $7.7M | $11.6M | $15.3M | $5.9M |
| Returns | |||||||||||||||||
| ROE | 10.8% | 10.8% | 10.3% | 8.8% | 14.7% | 16.6% | 10.7% | 12.1% | 10.4% | 9.0% | 11.8% | 10.3% | 9.1% | 9.9% | 10.7% | 20.6% | — |
| Growth & Yield | |||||||||||||||||
| Revenue Growth | 11.7% | 11.7% | 40.8% | 51.0% | 6.8% | 2.3% | 9.8% | 26.3% | 25.5% | 9.2% | 1.8% | 36.6% | 11.5% | -6.9% | 11.2% | 27.3% | — |
| EPS Growth | 17.2% | 17.2% | 14.8% | -26.1% | -0.2% | 74.6% | -4.8% | 31.4% | 15.5% | 4.5% | 10.6% | 23.4% | 0.7% | -56.6% | -35.2% | 162.6% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
5.8%
EPS terminal req.
$6.14
Spread vs growth
11.4%
5Y implied EPS CAGR
7.5%
EPS terminal req.
$7.43
Spread vs growth
9.7%
10Y implied EPS CAGR
8.7%
EPS terminal req.
$11.97
Spread vs growth
8.5%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.