Financial Services / Credit ServicesNasdaqCM
$2.18
+0.18 (+9.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
35/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$6M
P/E
N/A
•EV/EBITDA
N/A
•ROE
-28.9%
↓Gross Margin
91.2%
↑Debt/Equity
0.01
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-24.7%
FCF CAGR
—
FCF margin
-1894.8%
FCF / Net income
0.57x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $68909.0 · net income $-2.3M · FCF $-1.3M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $68909.00 | $68909.00 | $107507.00 | $146554.00 | $161372.00 |
| Net Income | $-2.3M | $-2.3M | $-2.0M | $-1.9M | $-2.6M |
| EBITDA | $-2.2M | $-2.2M | $-1.6M | $-1.7M | $-2.5M |
| EPS | — | — | -0.71 | -0.68 | -1.08 |
| Gross Margin | 91.2% | 91.2% | 92.5% | 91.4% | 88.9% |
| Operating Margin | -3301.3% | -3301.3% | -1615.2% | -1203.3% | -1593.2% |
| Net Margin | -3305.2% | -3305.2% | -1864.8% | -1298.7% | -1587.6% |
| Balance Sheet | |||||
| Debt/Equity | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Current Ratio | 2.14 | 2.14 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-1.3M | $-1.3M | $-1.7M | $-1.9M | $-6.7M |
| Returns | |||||
| ROE | -28.9% | -28.9% | -19.6% | -15.6% | -18.1% |
| Valuation | |||||
| P/B | 0.78 | 0.78 | 0.53 | 0.56 | 0.39 |
| Growth & Yield | |||||
| Revenue Growth | -35.9% | -35.9% | -26.6% | -9.2% | — |
| EPS Growth | — | — | -4.4% | 37.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+31.3%
Start / end P/E
n/dx → n/dx
EPS bridge
-0.71 → n/d
Residual
+31.3%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.