Financial Services / Banks - RegionalBSE
$42.05
+1.03 (+2.51%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 50.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
46/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$110.1B
P/E
7.6x
↓EV/EBITDA
N/A
•ROE
12.8%
↑Gross Margin
N/A
•Debt/Equity
0.34
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+11.2%
FCF CAGR
—
FCF margin
69.1%
FCF / Net income
2.59x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $54.46B · net income $14.56B · FCF $37.66B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $54.46B | $54.46B | $52.99B | $48.49B | $39.61B |
| Net Income | $14.56B | $14.56B | $13.03B | $10.70B | $7.75B |
| EPS | — | — | 4.98 | 5.09 | 3.49 |
| Net Margin | 26.7% | 26.7% | 24.6% | 22.1% | 19.6% |
| Balance Sheet | |||||
| Debt/Equity | 0.34 | 0.34 | 0.26 | 0.44 | 1.01 |
| Cash Flow | |||||
| Free Cash Flow | $37.66B | $37.66B | $-25.11B | $68.93B | $-73.74B |
| Returns | |||||
| ROE | 12.8% | 12.8% | 12.9% | 12.1% | 11.6% |
| Valuation | |||||
| P/E | 7.58 | 7.58 | 4.76 | 5.80 | 4.42 |
| P/B | 0.96 | 0.96 | 0.61 | 0.70 | 0.51 |
| Growth & Yield | |||||
| Revenue Growth | 2.8% | 2.8% | 9.3% | 22.4% | — |
| EPS Growth | — | — | -2.2% | 45.8% | — |
| Dividend Yield | 1.0% | 1.0% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+46.2%
Start / end P/E
n/dx → n/dx
EPS bridge
4.98 → n/d
Residual
+45.2%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.