Financial Services / Financial Data & Stock ExchangesNYSE
$418.91
+5.57 (+1.35%)
Book/ROE base 3Y
$124.81
-33.2% CAGR · P/B 1.1x
Book/ROE base 5Y
$132.33
-20.6% base · -18.4% expected
Precio de entrada
$48.81
MOS 35% · confianza 81%
Book/ROE escenarios
audited · book/share $102.02 · quality 46.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
40/100
C
Piotroski
7/9
balance/quality
Valuation
0/100
-72.7% upside
5Y CAGR
-18.4%
0/100
Data QA
90/100
SEC 100%
Sin guardar todavía.
Market Cap
$124.0B
P/E
29.3x
↑EV/EBITDA
18.2x
↑ROE
14.4%
↑Gross Margin
70.2%
↑Debt/Equity
0.42
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2007–2025 · 18 años de histórico normalizado
Revenue CAGR
+4.6%
FCF CAGR
+7.5%
FCF margin
35.6%
FCF / Net income
1.22x
Latest source
SEC-backed
Margin decomposition
Último año: revenue $15.34B · net income $4.47B · FCF $5.46B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025SEC | 2024SEC | 2023SEC | 2022SEC | 2021SEC | 2020SEC | 2019SEC | 2018SEC | 2017SEC | 2016SEC | 2015SEC | 2014SEC | 2013SEC | 2012SEC | 2011SEC | 2010SEC | 2009SEC | 2008SEC | 2007SEC |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||||
| Revenue | $15.34B | $15.34B | $14.21B | $12.50B | $11.18B | $8.30B | $7.44B | $6.70B | $6.26B | $6.06B | $5.66B | $5.31B | $5.05B | $4.70B | $1.23B | $3.95B | $3.64B | $5.87B | $6.36B | $6.77B |
| Net Income | $4.47B | $4.47B | $3.85B | $2.63B | $3.25B | $3.02B | $2.34B | $2.12B | $1.96B | $1.50B | $2.11B | $1.16B | $-115.0M | $1.38B | $-216.0M | $911.0M | $828.0M | $731.0M | $799.5M | $1.01B |
| EBITDA | $7.69B | $7.69B | $6.78B | $5.15B | $6.02B | $4.40B | $3.82B | $3.43B | $3.00B | $2.76B | $3.52B | $2.07B | $247.0M | $1.50B | $1.31B | $1.20B | $1.13B | $1.71B | $1.85B | — |
| EPS | 14.66 | 14.66 | 12.35 | 8.23 | 10.20 | 12.51 | 9.66 | 8.60 | 7.73 | 5.78 | 7.94 | 4.21 | -0.42 | 4.91 | -0.76 | 3.00 | 2.65 | 2.33 | 2.51 | 2.94 |
| Gross Margin | 70.2% | 70.2% | 69.3% | 66.9% | 66.4% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | 42.2% | 42.2% | 39.3% | 32.2% | 44.2% | 50.9% | 48.6% | 48.2% | 44.6% | 42.6% | 59.0% | 36.1% | 2.2% | 28.9% | 28.3% | 27.2% | 28.2% | 21.4% | 21.6% | 24.8% |
| Net Margin | 29.2% | 29.2% | 27.1% | 21.0% | 29.0% | 36.4% | 31.4% | 31.7% | 31.3% | 24.7% | 37.2% | 21.8% | -2.3% | 29.3% | -17.6% | 23.0% | 22.8% | 12.5% | 12.6% | 15.0% |
| Balance Sheet | ||||||||||||||||||||
| Debt/Equity | 0.42 | 0.42 | 0.34 | 0.34 | 0.30 | 2.02 | 8.07 | 8.24 | 5.83 | 5.03 | 5.48 | 18.61 | 1.63 | 0.61 | 1.64 | 0.79 | 0.54 | 0.65 | 0.93 | — |
| Current Ratio | 0.68 | 0.68 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Cash Flow | ||||||||||||||||||||
| Free Cash Flow | $5.46B | $5.46B | $5.57B | $3.57B | $2.51B | — | — | — | — | — | — | — | — | — | — | — | — | $1.26B | $1.07B | $1.49B |
| Returns | ||||||||||||||||||||
| ROE | 14.4% | 14.4% | 11.6% | 7.7% | 8.9% | 148.8% | 459.5% | 443.2% | 311.8% | 211.0% | 324.0% | 595.9% | -23.6% | 105.8% | -28.2% | 60.4% | 37.4% | 39.6% | 62.3% | 60.4% |
| Valuation | ||||||||||||||||||||
| P/E | 29.26 | 29.26 | 34.74 | 52.13 | 42.06 | 34.29 | 44.41 | 49.88 | 55.50 | 74.22 | 54.03 | 101.90 | — | 87.37 | — | 143.00 | 161.89 | 184.12 | 170.92 | 145.92 |
| EV/EBITDA | 18.15 | 18.15 | 24.50 | 28.59 | 20.11 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| P/B | 4.21 | 4.21 | 4.04 | 4.00 | 3.76 | 51.05 | 204.05 | 221.13 | 172.97 | 156.66 | 175.04 | 607.25 | 238.68 | 92.27 | 159.19 | 86.37 | 60.58 | 72.69 | 106.62 | 88.16 |
| Growth & Yield | ||||||||||||||||||||
| Revenue Growth | 7.9% | 7.9% | 13.7% | 11.8% | 34.8% | 11.5% | 11.1% | 7.0% | 3.2% | 7.1% | 6.5% | 5.2% | 7.4% | 283.5% | -69.0% | 8.7% | -38.0% | -7.6% | -6.2% | — |
| EPS Growth | 18.7% | 18.7% | 50.1% | -19.3% | -18.5% | 29.5% | 12.3% | 11.3% | 33.7% | -27.2% | 88.6% | 1102.4% | -108.6% | 746.1% | -125.3% | 13.2% | 13.7% | -7.2% | -14.6% | — |
| Dividend Yield | 0.9% | 0.9% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
36.4%
EPS terminal req.
$37.17
Spread vs growth
-17.7%
5Y implied EPS CAGR
25.1%
EPS terminal req.
$44.98
Spread vs growth
-6.4%
10Y implied EPS CAGR
17.3%
EPS terminal req.
$72.44
Spread vs growth
1.4%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-16.3%
Start / end P/E
41.0x → 28.6x
EPS bridge
12.35 → 14.66
Residual
-5.7%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.