Financial Services / Mortgage FinanceNSE
$286.00
+1.75 (+0.62%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 47.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
35/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$4.5B
P/E
13.7x
↑EV/EBITDA
26.9x
↑ROE
10.9%
↑Gross Margin
32.0%
↓Debt/Equity
2.89
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+31.2%
FCF CAGR
—
FCF margin
-132.3%
FCF / Net income
-7.68x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $1.88B · net income $324.9M · FCF $-2.49B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1.88B | $1.88B | $1.43B | $1.14B | $834.9M |
| Net Income | $324.9M | $324.9M | $243.9M | $210.6M | $170.6M |
| EBITDA | $483.7M | $483.7M | $347.9M | $329.7M | $252.5M |
| EPS | — | — | 17.44 | 15.60 | 12.95 |
| Gross Margin | 32.0% | 32.0% | 30.4% | 35.5% | 36.2% |
| Operating Margin | 22.5% | 22.5% | 19.7% | 21.9% | 25.0% |
| Net Margin | 17.2% | 17.2% | 17.1% | 18.5% | 20.4% |
| Balance Sheet | |||||
| Debt/Equity | 2.89 | 2.89 | 2.26 | 3.16 | 2.76 |
| Current Ratio | 14.03 | 14.03 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-2.49B | $-2.49B | $-1.35B | $-1.44B | $-897.6M |
| Returns | |||||
| ROE | 10.9% | 10.9% | 9.2% | 13.2% | 12.8% |
| Valuation | |||||
| P/E | 13.74 | 13.74 | 18.31 | 17.45 | — |
| EV/EBITDA | 26.86 | 26.86 | 29.53 | 26.36 | — |
| P/B | 1.51 | 1.51 | 1.69 | 2.30 | — |
| Growth & Yield | |||||
| Revenue Growth | 31.9% | 31.9% | 25.5% | 36.3% | — |
| EPS Growth | — | — | 11.8% | 20.5% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-8.9%
Start / end P/E
n/dx → n/dx
EPS bridge
17.44 → n/d
Residual
-8.9%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.