Financial Services / Banks - RegionalNasdaqGM
$13.58
+0.01 (+0.07%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 36.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
38/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$92M
P/E
15.3x
↑EV/EBITDA
N/A
•ROE
6.7%
↑Gross Margin
N/A
•Debt/Equity
0.06
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-11.0%
FCF CAGR
-21.5%
FCF margin
18.7%
FCF / Net income
0.96x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $35.0M · net income $6.8M · FCF $6.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $35.0M | $35.0M | $32.7M | $40.3M | $49.6M |
| Net Income | $6.8M | $6.8M | $-4.2M | $10.8M | $17.0M |
| EPS | — | — | -0.62 | 1.62 | 2.54 |
| Net Margin | 19.4% | 19.4% | -12.8% | 26.9% | 34.2% |
| Balance Sheet | |||||
| Debt/Equity | 0.06 | 0.06 | 0.06 | 0.06 | 0.53 |
| Cash Flow | |||||
| Free Cash Flow | $6.5M | $6.5M | $5.6M | $-2.6M | $13.5M |
| Returns | |||||
| ROE | 6.7% | 6.7% | -4.6% | 11.1% | 19.2% |
| Valuation | |||||
| P/E | 15.26 | 15.26 | — | 7.54 | 6.29 |
| P/B | 0.91 | 0.91 | 0.56 | 0.84 | 1.21 |
| Growth & Yield | |||||
| Revenue Growth | 6.9% | 6.9% | -18.7% | -18.8% | — |
| EPS Growth | — | — | -138.3% | -36.2% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+35.8%
Start / end P/E
n/dx → n/dx
EPS bridge
-0.62 → n/d
Residual
+35.8%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.