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STEL.NS$485.40+9.92%
Fair $485.40+0.0%

STEL.NS

STEL Holdings Limited

Financial Services / Asset ManagementNSE

$485.40

+43.80 (+9.92%)

Fairly Valued+0.0%Fair Value $485.40Fund rank 32/100 · Data gapFallback financials|
SA 40/C
F-Score: 6/9
Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 5.0/100

Data gap 32/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 68/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

40/100

C

Piotroski

6/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Sector-specific holding-company NAV/SOTP model required: targets are disabled until look-through holdings, debt and discount data exists. ROE is 0.9%, below the 5% threshold
Thesis & Journal · STEL.NSLocal privado en este navegador · STEL Holdings Limited
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$9.0B

P/E

30.2x

↑

EV/EBITDA

42.1x

↑

ROE

0.9%

↓

Gross Margin

106.5%

↑

Debt/Equity

N/A

•
52-Week Range$485
$380$633

TradingView lightweight chart

STEL.NS price, volumen y niveles de valoración

Último $485.40Periodo +2689.7%
Fair value: $485.40

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+3.1%

FCF CAGR

+43.7%

FCF margin

211.4%

FCF / Net income

2.72x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $204.3M · net income $158.7M · FCF $431.8M

2022-FY → 2025-FY

Gross margin

106.5%-1.1% pts

Operating margin

103.8%-0.4% pts

Net margin

77.7%-0.7% pts

FCF margin

211.4%+133.4% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$204.3M$204.3M$169.9M$158.3M$186.4M
Net Income$158.7M$158.7M$132.7M$122.6M$146.1M
EBITDA$212.7M$212.7M$163.3M$151.3M$194.7M
EPS8.608.607.196.647.92
Gross Margin106.5%106.5%99.2%99.1%107.6%
Operating Margin103.8%103.8%95.7%95.3%104.2%
Net Margin77.7%77.7%78.1%77.5%78.4%
Balance Sheet
Current Ratio29.3729.37———
Cash Flow
Free Cash Flow$431.8M$431.8M$119.8M$137.6M$145.4M
Returns
ROE0.9%0.9%0.9%1.5%2.0%
Valuation
P/E30.2130.2143.2322.1618.23
EV/EBITDA42.1142.1135.1317.9312.40
P/B0.510.510.380.330.36
Growth & Yield
Revenue Growth20.2%20.2%7.3%-15.1%—
EPS Growth19.6%19.6%8.3%-16.2%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

71.1%

muy exigente

EPS terminal req.

$43.07

Spread vs growth

-51.5%

5Y implied EPS CAGR

43.4%

muy exigente

EPS terminal req.

$52.12

Spread vs growth

-23.8%

10Y implied EPS CAGR

25.6%

muy exigente

EPS terminal req.

$83.93

Spread vs growth

-6.0%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +13.7%

Total return

+13.7%

Start / end P/E

59.4x → 56.4x

EPS bridge

7.19 → 8.60

Residual

-1.0%

EPS growth+19.6%
Multiple rerating-4.9%
Dividend+0.0%
Residual / FX / buybacks / cross-term-1.0%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.