Financial Services / Credit ServicesBSE
$2.05
-0.10 (-4.65%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 14.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
33/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$89M
P/E
N/A
•EV/EBITDA
1129.0x
↑ROE
0.3%
↓Gross Margin
29.3%
↓Debt/Equity
8.68
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-15.0%
FCF CAGR
—
FCF margin
-228.5%
FCF / Net income
-111.84x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $6.4M · net income $131000.0 · FCF $-14.7M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $6.4M | $6.4M | $9.4M | $11.2M | $10.5M |
| Net Income | $131000.00 | $131000.00 | $611000.00 | $3.3M | $1.9M |
| EBITDA | $466000.00 | $466000.00 | $1.1M | $4.7M | $2.6M |
| EPS | — | — | 0.02 | 0.11 | 0.06 |
| Gross Margin | 29.3% | 29.3% | 13.5% | 36.2% | 64.9% |
| Operating Margin | 2.4% | 2.4% | -19.2% | -50.0% | 36.5% |
| Net Margin | 2.0% | 2.0% | 6.5% | 29.7% | 18.0% |
| Balance Sheet | |||||
| Debt/Equity | 8.68 | 8.68 | 11.72 | 11.84 | 12.98 |
| Cash Flow | |||||
| Free Cash Flow | $-14.7M | $-14.7M | $-14.7M | $-14.2M | $222.3M |
| Returns | |||||
| ROE | 0.3% | 0.3% | 1.6% | 8.8% | 5.5% |
| Valuation | |||||
| P/E | — | — | 73.50 | 16.27 | 55.33 |
| EV/EBITDA | 1129.01 | 1129.01 | 434.76 | 104.43 | 210.67 |
| P/B | 1.71 | 1.71 | 1.17 | 1.44 | 3.02 |
| Growth & Yield | |||||
| Revenue Growth | -31.6% | -31.6% | -16.4% | 7.3% | — |
| EPS Growth | — | — | -81.8% | 83.3% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+32.3%
Start / end P/E
n/dx → n/dx
EPS bridge
0.02 → n/d
Residual
+32.3%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.