Financial Services / Credit ServicesBSE
$34.68
+0.71 (+2.09%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 6.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
45/100
C
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.7B
P/E
14.0x
↑EV/EBITDA
32.8x
↑ROE
6.7%
↑Gross Margin
25.9%
↓Debt/Equity
2.22
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+93.2%
FCF CAGR
—
FCF margin
-138.2%
FCF / Net income
-15.41x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $878.6M · net income $78.8M · FCF $-1.21B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $878.6M | $878.6M | $474.2M | $258.7M | $121.9M |
| Net Income | $78.8M | $78.8M | $11.4M | $6.7M | $2.6M |
| EBITDA | $119.1M | $119.1M | $50.6M | $45.6M | $23.7M |
| EPS | — | — | 0.45 | 0.38 | 0.23 |
| Gross Margin | 25.9% | 25.9% | 21.4% | 33.6% | 34.5% |
| Operating Margin | 7.2% | 7.2% | 0.7% | 7.3% | 10.0% |
| Net Margin | 9.0% | 9.0% | 2.4% | 2.6% | 2.1% |
| Balance Sheet | |||||
| Debt/Equity | 2.22 | 2.22 | 3.57 | 2.00 | 2.72 |
| Current Ratio | 53.27 | 53.27 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-1.21B | $-1.21B | $-1.18B | $-676.5M | $-291.3M |
| Returns | |||||
| ROE | 6.7% | 6.7% | 1.8% | 1.3% | 1.2% |
| Valuation | |||||
| P/E | 13.98 | 13.98 | 60.04 | 80.23 | 87.34 |
| EV/EBITDA | 32.80 | 32.80 | 58.65 | 34.39 | 32.36 |
| P/B | 1.45 | 1.45 | 1.06 | 1.01 | 1.07 |
| Growth & Yield | |||||
| Revenue Growth | 85.3% | 85.3% | 83.3% | 112.2% | — |
| EPS Growth | — | — | 18.8% | 63.2% | — |
| Dividend Yield | 1.1% | 1.1% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+17.6%
Start / end P/E
n/dx → n/dx
EPS bridge
0.45 → n/d
Residual
+16.5%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.