Financial Services / Credit ServicesBSE
$32.50
-0.15 (-0.47%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 17.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
44/100
C
Piotroski
1/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$328M
P/E
7.3x
↓EV/EBITDA
85.9x
↑ROE
0.7%
↓Gross Margin
-138.8%
↓Debt/Equity
0.15
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+11.2%
FCF CAGR
—
FCF margin
-700.2%
FCF / Net income
-113.48x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $14.2M · net income $878195.0 · FCF $-99.7M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $14.2M | $14.2M | $14.7M | $14.9M | $10.4M |
| Net Income | $878195.00 | $878195.00 | $5.5M | $8.6M | $4.6M |
| EBITDA | $3.9M | $3.9M | $8.2M | $11.1M | $6.8M |
| EPS | 0.09 | 0.09 | 0.55 | 0.85 | 0.46 |
| Gross Margin | -138.8% | -138.8% | 82.6% | 88.1% | 87.7% |
| Operating Margin | 23.1% | 23.1% | 50.2% | 71.3% | 62.0% |
| Net Margin | 6.2% | 6.2% | 37.5% | 57.8% | 44.6% |
| Balance Sheet | |||||
| Debt/Equity | 0.15 | 0.15 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-99.7M | $-99.7M | $-5.4M | $-3.0M | $-3.8M |
| Returns | |||||
| ROE | 0.7% | 0.7% | 4.4% | 7.1% | 4.1% |
| Valuation | |||||
| P/E | 7.34 | 7.34 | 137.25 | — | — |
| EV/EBITDA | 85.94 | 85.94 | 92.69 | — | — |
| P/B | 2.70 | 2.70 | 6.03 | — | — |
| Growth & Yield | |||||
| Revenue Growth | -3.1% | -3.1% | -1.2% | 43.5% | — |
| EPS Growth | -84.2% | -84.2% | -35.4% | 86.1% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
221.3%
EPS terminal req.
$2.88
Spread vs growth
-305.5%
5Y implied EPS CAGR
109.3%
EPS terminal req.
$3.49
Spread vs growth
-193.5%
10Y implied EPS CAGR
51.7%
EPS terminal req.
$5.62
Spread vs growth
-135.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+2.8%
Start / end P/E
56.4x → 366.8x
EPS bridge
0.55 → 0.09
Residual
-463.3%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.