Financial Services / Financial ConglomeratesJohannesburg
$3329.00
+29.00 (+0.88%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 100.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
55/100
C
Piotroski
7/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$5.2B
P/E
13.5x
↑EV/EBITDA
338.1x
↑ROE
42.9%
↑Gross Margin
-3.6%
↓Debt/Equity
0.12
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+9.7%
FCF CAGR
+19.1%
FCF margin
36.4%
FCF / Net income
1.02x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $1.07B · net income $382.3M · FCF $388.8M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1.07B | $1.07B | $946.0M | $843.9M | $808.9M |
| Net Income | $382.3M | $382.3M | $346.7M | $299.8M | $286.7M |
| EBITDA | $1.53B | $1.53B | $1.88B | $1.26B | $661.8M |
| EPS | 2.46 | 2.46 | 2.25 | 1.95 | 1.86 |
| Gross Margin | -3.6% | -3.6% | -5.2% | -13.3% | -30.7% |
| Operating Margin | -27.0% | -27.0% | -27.6% | -31.9% | -50.0% |
| Net Margin | 35.8% | 35.8% | 36.6% | 35.5% | 35.4% |
| Balance Sheet | |||||
| Debt/Equity | 0.12 | 0.12 | 0.14 | 0.09 | 0.07 |
| Current Ratio | 1.19 | 1.19 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $388.8M | $388.8M | $-348.3M | $1.04B | $230.0M |
| Returns | |||||
| ROE | 42.9% | 42.9% | 40.8% | 36.5% | 34.1% |
| Valuation | |||||
| P/E | 13.53 | 13.53 | 957.85 | 925.45 | 883.93 |
| EV/EBITDA | 338.07 | 338.07 | 176.28 | 220.17 | 382.64 |
| P/B | 580.72 | 580.72 | 390.67 | 338.11 | 301.36 |
| Growth & Yield | |||||
| Revenue Growth | 12.8% | 12.8% | 12.1% | 4.3% | — |
| EPS Growth | 9.2% | 9.2% | 15.9% | 4.5% | — |
| Dividend Yield | 8.1% | 8.1% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
393.2%
EPS terminal req.
$295.39
Spread vs growth
-384.0%
5Y implied EPS CAGR
170.6%
EPS terminal req.
$357.43
Spread vs growth
-161.4%
10Y implied EPS CAGR
72.5%
EPS terminal req.
$575.64
Spread vs growth
-63.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+36.1%
Start / end P/E
1153.5x → 1352.2x
EPS bridge
2.25 → 2.46
Residual
+1.6%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.