Financial Services / Banks - RegionalNasdaqCM
$17.00
+0.25 (+1.49%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 3.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
36/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$49M
P/E
15.6x
↑EV/EBITDA
N/A
•ROE
5.3%
↓Gross Margin
N/A
•Debt/Equity
0.85
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2020–2025 · 5 años de histórico normalizado
Revenue CAGR
+8.7%
FCF CAGR
-2.5%
FCF margin
5.9%
FCF / Net income
0.34x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $16.4M · net income $2.8M · FCF $973000.0
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Income Statement | |||||||
| Revenue | $16.4M | $16.4M | $10.9M | $11.4M | $12.1M | $10.5M | $10.8M |
| Net Income | $2.8M | $2.8M | $-1.3M | $-733000.00 | $1.8M | $518000.00 | $749000.00 |
| EPS | 1.00 | 1.00 | -0.45 | -0.24 | 0.58 | 0.17 | — |
| Net Margin | 17.3% | 17.3% | -11.9% | -6.4% | 14.4% | 4.9% | 6.9% |
| Balance Sheet | |||||||
| Debt/Equity | 0.85 | 0.85 | 0.96 | 1.43 | 1.12 | — | — |
| Cash Flow | |||||||
| Free Cash Flow | $973000.00 | $973000.00 | $740000.00 | $-3.3M | $2.7M | $1.6M | $1.1M |
| Returns | |||||||
| ROE | 5.3% | 5.3% | -2.5% | -1.4% | 3.1% | 0.9% | — |
| Valuation | |||||||
| P/E | 15.60 | 15.60 | — | — | 26.43 | — | — |
| P/B | 0.90 | 0.90 | 0.87 | 0.81 | 0.83 | — | — |
| Growth & Yield | |||||||
| Revenue Growth | 49.9% | 49.9% | -4.2% | -6.0% | — | -2.5% | — |
| EPS Growth | 322.2% | 322.2% | -87.5% | -141.4% | — | — | — |
| Dividend Yield | 1.4% | 1.4% | — | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
14.7%
EPS terminal req.
$1.51
Spread vs growth
307.5%
5Y implied EPS CAGR
12.8%
EPS terminal req.
$1.83
Spread vs growth
309.4%
10Y implied EPS CAGR
11.4%
EPS terminal req.
$2.94
Spread vs growth
310.8%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+9.3%
Start / end P/E
n/dx → n/dx
EPS bridge
-0.45 → 1.00
Residual
+7.9%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.