Financial Services / Banks - DiversifiedNYSE
$110.73
-2.85 (-2.51%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 50.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
40/100
C
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$182.9B
P/E
18.0x
↑EV/EBITDA
N/A
•ROE
16.1%
↑Gross Margin
N/A
•Debt/Equity
3.46
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+10.2%
FCF CAGR
—
FCF margin
-117.2%
FCF / Net income
-3.50x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $61.28B · net income $20.54B · FCF $-71.79B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $61.28B | $61.28B | $56.26B | $51.52B | $45.76B |
| Net Income | $20.54B | $20.54B | $8.84B | $10.63B | $17.43B |
| EPS | 11.56 | 11.56 | 4.72 | 5.52 | 9.47 |
| Net Margin | 33.5% | 33.5% | 15.7% | 20.6% | 38.1% |
| Balance Sheet | |||||
| Debt/Equity | 3.46 | 3.46 | 4.00 | 3.59 | 3.36 |
| Cash Flow | |||||
| Free Cash Flow | $-71.79B | $-71.79B | $52.76B | $-67.15B | $37.49B |
| Returns | |||||
| ROE | 16.1% | 16.1% | 7.7% | 9.5% | 15.6% |
| Valuation | |||||
| P/E | 17.98 | 17.98 | 12.00 | 10.73 | 6.89 |
| P/B | 1.50 | 1.50 | 0.87 | 0.96 | 1.06 |
| Growth & Yield | |||||
| Revenue Growth | 8.9% | 8.9% | 9.2% | 12.6% | — |
| EPS Growth | 144.9% | 144.9% | -14.5% | -41.7% | — |
| Dividend Yield | 2.9% | 2.9% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-5.3%
EPS terminal req.
$9.83
Spread vs growth
150.2%
5Y implied EPS CAGR
0.6%
EPS terminal req.
$11.89
Spread vs growth
144.4%
10Y implied EPS CAGR
5.2%
EPS terminal req.
$19.15
Spread vs growth
139.7%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+63.2%
Start / end P/E
14.6x → 9.6x
EPS bridge
4.72 → 11.56
Residual
-50.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.