Financial Services / Mortgage FinanceBSE
$12.21
+0.15 (+1.24%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
15/100
F
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$673M
P/E
N/A
•EV/EBITDA
N/A
•ROE
-16.3%
↓Gross Margin
13.2%
↓Debt/Equity
1.32
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+5.3%
FCF CAGR
—
FCF margin
-32.2%
FCF / Net income
0.94x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $149.0M · net income $-50.8M · FCF $-48.0M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $149.0M | $149.0M | $140.9M | $94.1M | $127.5M |
| Net Income | $-50.8M | $-50.8M | $8.0M | $-90.0M | $-22.8M |
| EBITDA | $-30.1M | $-30.1M | $-20.3M | $-88.0M | $-15.4M |
| EPS | -1.04 | -1.04 | 0.12 | -3.27 | -0.85 |
| Gross Margin | 13.2% | 13.2% | -3.3% | -21.9% | -15.6% |
| Operating Margin | -36.5% | -36.5% | -36.1% | -80.2% | -45.5% |
| Net Margin | -34.1% | -34.1% | 5.7% | -95.7% | -17.9% |
| Balance Sheet | |||||
| Debt/Equity | 1.32 | 1.32 | 1.27 | 1.38 | 3.01 |
| Current Ratio | 55.82 | 55.82 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-48.0M | $-48.0M | $-149.7M | $-123.4M | $157.6M |
| Returns | |||||
| ROE | -16.3% | -16.3% | 2.7% | -30.8% | -16.0% |
| Valuation | |||||
| P/E | — | — | 104.43 | — | — |
| P/B | 2.04 | 2.04 | 1.93 | 1.55 | 1.39 |
| Growth & Yield | |||||
| Revenue Growth | 5.8% | 5.8% | 49.8% | -26.2% | — |
| EPS Growth | -975.8% | -975.8% | 103.6% | -283.3% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-21.5%
Start / end P/E
n/dx → n/dx
EPS bridge
0.12 → -1.04
Residual
-21.5%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.