Financial Services / Credit ServicesBSE
$43.89
+1.95 (+4.89%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
44/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$132M
P/E
231.0x
↑EV/EBITDA
688.5x
↑ROE
0.1%
↓Gross Margin
41.6%
↓Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+5.3%
FCF CAGR
—
FCF margin
-935.5%
FCF / Net income
-304.72x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $2.8M · net income $87000.0 · FCF $-26.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $2.8M | $2.8M | $2.7M | $2.6M | $2.4M |
| Net Income | $87000.00 | $87000.00 | $38000.00 | $213000.00 | $97000.00 |
| EBITDA | $191000.00 | $191000.00 | $41000.00 | $327000.00 | $123000.00 |
| EPS | 0.03 | 0.03 | 0.01 | 0.07 | 0.03 |
| Gross Margin | 41.6% | 41.6% | 44.3% | 45.3% | 43.4% |
| Operating Margin | 6.7% | 6.7% | 1.5% | 12.4% | 5.1% |
| Net Margin | 3.1% | 3.1% | 1.4% | 8.1% | 4.0% |
| Balance Sheet | |||||
| Current Ratio | 67.37 | 67.37 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-26.5M | $-26.5M | $-520000.00 | $568000.00 | $-674000.00 |
| Returns | |||||
| ROE | 0.1% | 0.1% | 0.1% | 0.3% | 0.1% |
| Valuation | |||||
| P/E | 231.00 | 231.00 | 1805.00 | 257.86 | 601.67 |
| EV/EBITDA | 688.50 | 688.50 | 1314.95 | 163.28 | 438.71 |
| P/B | 1.80 | 1.80 | 0.81 | 0.89 | 0.72 |
| Growth & Yield | |||||
| Revenue Growth | 6.9% | 6.9% | 0.7% | 8.5% | — |
| EPS Growth | 200.0% | 200.0% | -85.7% | 133.3% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
406.3%
EPS terminal req.
$3.89
Spread vs growth
-206.3%
5Y implied EPS CAGR
174.9%
EPS terminal req.
$4.71
Spread vs growth
25.1%
10Y implied EPS CAGR
73.9%
EPS terminal req.
$7.59
Spread vs growth
126.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+131.9%
Start / end P/E
1805.0x → 1395.0x
EPS bridge
0.01 → 0.03
Residual
-45.4%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.