Financial Services / Banks - RegionalNasdaqGS
$67.85
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 46.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
40/100
C
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$807M
P/E
N/A
•EV/EBITDA
N/A
•ROE
12.2%
↑Gross Margin
N/A
•Debt/Equity
0.29
↓Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2009–2025 · 16 años de histórico normalizado
Revenue CAGR
+5.7%
FCF CAGR
—
FCF margin
28.3%
FCF / Net income
1.09x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $305.6M · net income $79.2M · FCF $86.4M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||
| Revenue | $305.6M | $305.6M | $264.7M | $228.4M | $183.3M | $152.2M | $160.5M | $149.1M | $126.2M | $114.2M | $109.4M | $108.7M | $113.4M | $116.2M | $122.3M | $116.3M | $123.6M | $126.3M |
| Net Income | $79.2M | $79.2M | $47.3M | $60.7M | $71.1M | $53.0M | $53.8M | $48.9M | $46.6M | $29.1M | $38.4M | $30.2M | $33.8M | $31.5M | $32.8M | $37.2M | $28.0M | $22.7M |
| EPS | 6.68 | 6.68 | 4.00 | 5.08 | 5.82 | 4.02 | 3.93 | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | 25.9% | 25.9% | 17.9% | 26.6% | 38.8% | 34.8% | 33.6% | 32.8% | 36.9% | 25.5% | 35.1% | 27.8% | 29.8% | 27.1% | 26.8% | 32.0% | 22.7% | 18.0% |
| Balance Sheet | ||||||||||||||||||
| Debt/Equity | 0.29 | 0.29 | 0.05 | 0.21 | 0.02 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.03 | 0.15 | 0.00 | — | — | — |
| Cash Flow | ||||||||||||||||||
| Free Cash Flow | $86.4M | $86.4M | $54.3M | $79.5M | $77.4M | $51.2M | $73.5M | $48.8M | $55.4M | $47.2M | — | — | — | — | — | — | — | — |
| Returns | ||||||||||||||||||
| ROE | 12.2% | 12.2% | 8.6% | 11.5% | 15.0% | 9.1% | 9.0% | 8.9% | 10.5% | 7.0% | 9.3% | 7.4% | 8.6% | 8.2% | 8.8% | 10.7% | 8.7% | 7.4% |
| Growth & Yield | ||||||||||||||||||
| Revenue Growth | 15.4% | 15.4% | 15.9% | 24.6% | 20.4% | -5.2% | 7.6% | 18.1% | 10.5% | 4.4% | 0.6% | -4.1% | -2.5% | -5.0% | 5.1% | -5.9% | -2.1% | — |
| EPS Growth | 67.0% | 67.0% | -21.3% | -12.7% | 44.8% | 2.3% | — | — | — | — | — | — | — | — | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-3.4%
EPS terminal req.
$6.02
Spread vs growth
70.4%
5Y implied EPS CAGR
1.7%
EPS terminal req.
$7.28
Spread vs growth
65.3%
10Y implied EPS CAGR
5.8%
EPS terminal req.
$11.73
Spread vs growth
61.2%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.