Financial Services / Financial ConglomeratesOslo
$114.50
-0.48 (-0.42%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 28.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
23/100
D
Piotroski
1/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$624M
P/E
32.5x
↑EV/EBITDA
N/A
•ROE
3.9%
↓Gross Margin
N/A
•Debt/Equity
1.31
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+26.0%
FCF CAGR
—
FCF margin
-129.2%
FCF / Net income
-5.84x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $376.3M · net income $83.3M · FCF $-486.4M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $376.3M | $376.3M | $248.7M | $222.8M | $188.0M |
| Net Income | $83.3M | $83.3M | $79.8M | $68.1M | $60.5M |
| EPS | 4.90 | 4.90 | 9.19 | 9.20 | 8.83 |
| Net Margin | 22.1% | 22.1% | 32.1% | 30.6% | 32.2% |
| Balance Sheet | |||||
| Debt/Equity | 1.31 | 1.31 | 1.18 | 1.36 | 1.17 |
| Cash Flow | |||||
| Free Cash Flow | $-486.4M | $-486.4M | $56.0M | $-209.4M | $-10.0M |
| Returns | |||||
| ROE | 3.9% | 3.9% | 7.4% | 7.2% | 6.8% |
| Valuation | |||||
| P/E | 32.53 | 32.53 | 13.65 | 12.93 | 14.69 |
| P/B | 0.29 | 0.29 | 0.32 | 0.25 | 0.29 |
| Growth & Yield | |||||
| Revenue Growth | 51.3% | 51.3% | 11.6% | 18.5% | — |
| EPS Growth | -46.7% | -46.7% | -0.1% | 4.2% | — |
| Dividend Yield | 4.3% | 4.3% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
27.5%
EPS terminal req.
$10.16
Spread vs growth
-74.2%
5Y implied EPS CAGR
20.2%
EPS terminal req.
$12.29
Spread vs growth
-66.9%
10Y implied EPS CAGR
15.0%
EPS terminal req.
$19.80
Spread vs growth
-61.7%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-5.6%
Start / end P/E
13.8x → 23.4x
EPS bridge
9.19 → 4.90
Residual
-32.3%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.