Financial Services / Asset ManagementHelsinki
$6.20
-0.04 (-0.64%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 100.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
42/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$65M
P/E
12.2x
↓EV/EBITDA
7.1x
↓ROE
32.7%
↑Gross Margin
61.6%
↑Debt/Equity
0.05
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-10.1%
FCF CAGR
-27.3%
FCF margin
26.0%
FCF / Net income
0.99x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $20.2M · net income $5.3M · FCF $5.2M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $20.2M | $20.2M | $21.8M | $25.9M | $27.7M |
| Net Income | $5.3M | $5.3M | $7.1M | $9.7M | $11.7M |
| EBITDA | $7.5M | $7.5M | $9.7M | $14.1M | $17.3M |
| EPS | 0.51 | 0.51 | 0.69 | 0.94 | 1.14 |
| Gross Margin | 61.6% | 61.6% | 62.0% | 68.4% | 73.8% |
| Operating Margin | 34.1% | 34.1% | 41.5% | 47.5% | 54.2% |
| Net Margin | 26.4% | 26.4% | 32.6% | 37.5% | 42.0% |
| Balance Sheet | |||||
| Debt/Equity | 0.05 | 0.05 | 0.08 | 0.08 | 0.05 |
| Current Ratio | 6.02 | 6.02 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $5.2M | $5.2M | $7.9M | $11.7M | $13.7M |
| Returns | |||||
| ROE | 32.7% | 32.7% | 40.3% | 43.3% | 44.0% |
| Valuation | |||||
| P/E | 12.16 | 12.16 | 14.73 | 18.64 | 14.04 |
| EV/EBITDA | 7.06 | 7.06 | 9.54 | 11.71 | 8.33 |
| P/B | 3.95 | 3.95 | 5.94 | 8.07 | 6.18 |
| Growth & Yield | |||||
| Revenue Growth | -7.5% | -7.5% | -15.7% | -6.7% | — |
| EPS Growth | -25.6% | -25.6% | -27.0% | -17.3% | — |
| Dividend Yield | 8.0% | 8.0% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
2.6%
EPS terminal req.
$0.55
Spread vs growth
-28.2%
5Y implied EPS CAGR
5.5%
EPS terminal req.
$0.67
Spread vs growth
-31.1%
10Y implied EPS CAGR
7.7%
EPS terminal req.
$1.07
Spread vs growth
-33.4%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-2.4%
Start / end P/E
10.1x → 12.2x
EPS bridge
0.69 → 0.51
Residual
-5.3%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.