Financial Services / Banks - RegionalBSE
$733.35
+5.50 (+0.76%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 54.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
46/100
C
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$116.1B
P/E
8.7x
↓EV/EBITDA
N/A
•ROE
13.2%
↑Gross Margin
N/A
•Debt/Equity
0.07
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+7.7%
FCF CAGR
—
FCF margin
-6.7%
FCF / Net income
-0.17x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $34.04B · net income $13.38B · FCF $-2.29B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $34.04B | $34.04B | $31.51B | $27.96B | $27.23B |
| Net Income | $13.38B | $13.38B | $11.83B | $10.72B | $10.29B |
| EPS | 84.47 | 84.47 | 74.68 | 67.70 | 68.06 |
| Net Margin | 39.3% | 39.3% | 37.5% | 38.3% | 37.8% |
| Balance Sheet | |||||
| Debt/Equity | 0.07 | 0.07 | 0.06 | 0.06 | 0.08 |
| Cash Flow | |||||
| Free Cash Flow | $-2.29B | $-2.29B | $17.94B | $-7.11B | $-13.59B |
| Returns | |||||
| ROE | 13.2% | 13.2% | 13.1% | 13.5% | 14.9% |
| Valuation | |||||
| P/E | 8.68 | 8.68 | 5.70 | 7.30 | 5.89 |
| P/B | 1.15 | 1.15 | 0.75 | 0.99 | 0.92 |
| Growth & Yield | |||||
| Revenue Growth | 8.0% | 8.0% | 12.7% | 2.7% | — |
| EPS Growth | 13.1% | 13.1% | 10.3% | -0.5% | — |
| Dividend Yield | 1.5% | 1.5% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-8.3%
EPS terminal req.
$65.07
Spread vs growth
21.4%
5Y implied EPS CAGR
-1.4%
EPS terminal req.
$78.74
Spread vs growth
14.5%
10Y implied EPS CAGR
4.1%
EPS terminal req.
$126.81
Spread vs growth
9.0%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+64.1%
Start / end P/E
6.0x → 8.7x
EPS bridge
74.68 → 84.47
Residual
+5.7%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.