Financial Services / Credit ServicesThailand
$20.80
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 15.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
34/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$6.3B
P/E
15.9x
↑EV/EBITDA
12.2x
↓ROE
3.8%
↓Gross Margin
N/A
•Debt/Equity
0.37
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-51.0%
FCF CAGR
—
FCF margin
-195.1%
FCF / Net income
-1.01x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $214.8M · net income $414.6M · FCF $-419.0M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $214.8M | $214.8M | $207.1M | $234.9M | $1.82B |
| Net Income | $414.6M | $414.6M | $399.5M | $503.4M | $102.3M |
| EBITDA | $706.1M | $706.1M | $670.5M | $629.9M | $190.1M |
| EPS | 1.35 | 1.35 | 1.30 | 1.75 | 0.79 |
| Gross Margin | — | — | — | 306.2% | 31.8% |
| Operating Margin | -68.1% | -68.1% | -124.0% | -39.1% | 0.7% |
| Net Margin | 193.0% | 193.0% | 192.9% | 214.3% | 5.6% |
| Balance Sheet | |||||
| Debt/Equity | 0.37 | 0.37 | 0.27 | 0.21 | 0.41 |
| Current Ratio | 5.78 | 5.78 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-419.0M | $-419.0M | $-669.2M | $-2.51B | $-1.92B |
| Returns | |||||
| ROE | 3.8% | 3.8% | 3.8% | 4.8% | 1.5% |
| Valuation | |||||
| P/E | 15.88 | 15.88 | 27.24 | 22.86 | 43.35 |
| EV/EBITDA | 12.18 | 12.18 | 18.34 | 19.71 | 26.11 |
| P/B | 0.59 | 0.59 | 1.03 | 1.10 | 0.63 |
| Growth & Yield | |||||
| Revenue Growth | 3.7% | 3.7% | -11.8% | -87.1% | — |
| EPS Growth | 3.8% | 3.8% | -25.7% | 121.5% | — |
| Dividend Yield | 2.5% | 2.5% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
11.0%
EPS terminal req.
$1.85
Spread vs growth
-7.1%
5Y implied EPS CAGR
10.6%
EPS terminal req.
$2.23
Spread vs growth
-6.7%
10Y implied EPS CAGR
10.3%
EPS terminal req.
$3.60
Spread vs growth
-6.4%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-25.9%
Start / end P/E
25.7x → 17.7x
EPS bridge
1.30 → 1.35
Residual
-1.2%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.