Financial Services / Credit ServicesBSE
$4.15
-0.03 (-0.72%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
17/100
F
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$84M
P/E
9.2x
↓EV/EBITDA
18.6x
↑ROE
6.0%
↓Gross Margin
67.8%
↑Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+0.9%
FCF CAGR
—
FCF margin
-13.3%
FCF / Net income
-0.15x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $8.5M · net income $7.5M · FCF $-1.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $8.5M | $8.5M | $-46.3M | $7.8M | $8.3M |
| Net Income | $7.5M | $7.5M | $-63.8M | $-6.8M | $1.4M |
| EBITDA | $4.2M | $4.2M | $-63.8M | $-6.8M | $1.5M |
| EPS | 0.37 | 0.37 | -3.16 | -0.34 | 0.07 |
| Gross Margin | 67.8% | 67.8% | 106.7% | 71.6% | 85.3% |
| Operating Margin | 48.5% | 48.5% | 137.8% | -88.9% | 72.8% |
| Net Margin | 87.7% | 87.7% | 137.7% | -87.9% | 17.1% |
| Cash Flow | |||||
| Free Cash Flow | $-1.1M | $-1.1M | $-1.7M | $-21.7M | $20.6M |
| Returns | |||||
| ROE | 6.0% | 6.0% | -54.4% | -3.5% | 0.8% |
| Valuation | |||||
| P/E | 9.22 | 9.22 | — | — | 56.71 |
| EV/EBITDA | 18.63 | 18.63 | — | — | 35.96 |
| P/B | 0.67 | 0.67 | 0.69 | 0.23 | 0.43 |
| Growth & Yield | |||||
| Revenue Growth | 118.4% | 118.4% | -695.7% | -6.2% | — |
| EPS Growth | 111.7% | 111.7% | -829.4% | -585.7% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
-0.2%
EPS terminal req.
$0.37
Spread vs growth
111.9%
5Y implied EPS CAGR
3.8%
EPS terminal req.
$0.45
Spread vs growth
107.9%
10Y implied EPS CAGR
6.8%
EPS terminal req.
$0.72
Spread vs growth
104.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+4.0%
Start / end P/E
n/dx → n/dx
EPS bridge
-3.16 → 0.37
Residual
+4.0%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.