Financial Services / Credit ServicesBSE
$20.00
+0.11 (+0.55%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
26/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$150M
P/E
3.3x
↓EV/EBITDA
N/A
•ROE
-5.4%
↓Gross Margin
N/A
•Debt/Equity
-1.68
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
—
FCF CAGR
—
FCF margin
—
FCF / Net income
-1.11x
Latest source
Provider fallback
Margin decomposition
Último año: revenue — · net income $36.7M · FCF $-40.8M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Net Income | $36.7M | $36.7M | $33.0M | $23.7M | $20.5M |
| EBITDA | $-4.9M | $-4.9M | $-2.1M | $-587180.00 | $-2.3M |
| EPS | 4.89 | 4.89 | 4.40 | 3.17 | 2.73 |
| Balance Sheet | |||||
| Debt/Equity | -1.68 | -1.68 | -1.54 | -1.47 | -1.43 |
| Cash Flow | |||||
| Free Cash Flow | $-40.8M | $-40.8M | $-32.9M | $-24.8M | $-22.9M |
| Returns | |||||
| ROE | -5.4% | -5.4% | -4.4% | -3.1% | -2.6% |
| Valuation | |||||
| P/E | 3.30 | 3.30 | — | — | — |
| Growth & Yield | |||||
| EPS Growth | 11.1% | 11.1% | 38.8% | 16.1% | — |
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-28.7%
EPS terminal req.
$1.77
Spread vs growth
39.8%
5Y implied EPS CAGR
-15.2%
EPS terminal req.
$2.15
Spread vs growth
26.3%
10Y implied EPS CAGR
-3.4%
EPS terminal req.
$3.46
Spread vs growth
14.5%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-18.7%
Start / end P/E
5.6x → 4.1x
EPS bridge
4.40 → 4.89
Residual
-3.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.