Financial Services / Banks - RegionalOslo
$110.00
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 24.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
25/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$526M
P/E
7.5x
↓EV/EBITDA
N/A
•ROE
6.0%
↓Gross Margin
N/A
•Debt/Equity
2.16
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+36.8%
FCF CAGR
—
FCF margin
-62.3%
FCF / Net income
-3.05x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $343.3M · net income $70.2M · FCF $-213.9M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $343.3M | $343.3M | $312.5M | $278.5M | $134.0M |
| Net Income | $70.2M | $70.2M | $67.4M | $70.8M | $35.4M |
| EPS | — | — | 14.10 | 14.86 | 7.43 |
| Net Margin | 20.4% | 20.4% | 21.6% | 25.4% | 26.4% |
| Balance Sheet | |||||
| Debt/Equity | 2.16 | 2.16 | 1.83 | 1.92 | 1.48 |
| Cash Flow | |||||
| Free Cash Flow | $-213.9M | $-213.9M | $-219.3M | $-902.5M | $-104.1M |
| Returns | |||||
| ROE | 6.0% | 6.0% | 6.1% | 7.4% | 6.1% |
| Valuation | |||||
| P/E | 7.49 | 7.49 | 7.89 | — | — |
| P/B | 0.45 | 0.45 | 0.48 | — | — |
| Growth & Yield | |||||
| Revenue Growth | 9.8% | 9.8% | 12.2% | 107.8% | — |
| EPS Growth | — | — | -5.1% | 100.0% | — |
| Dividend Yield | 4.6% | 4.6% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-3.8%
Start / end P/E
n/dx → n/dx
EPS bridge
14.10 → n/d
Residual
-8.3%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.