Financial Services / Insurance BrokersNasdaqGS
$19.20
+0.43 (+2.29%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 27.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
46/100
C
Piotroski
7/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$250M
P/E
34.3x
↑EV/EBITDA
2.2x
↓ROE
9.6%
↑Gross Margin
26.8%
↓Debt/Equity
0.10
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+16.5%
FCF CAGR
—
FCF margin
-3.7%
FCF / Net income
-1.10x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $234.0M · net income $8.0M · FCF $-8.8M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $234.0M | $234.0M | $193.7M | $167.0M | $147.8M |
| Net Income | $8.0M | $8.0M | $2.7M | — | — |
| EBITDA | $63.1M | $63.1M | $44.3M | $31.1M | $27.0M |
| EPS | — | — | 0.19 | — | — |
| Gross Margin | 26.8% | 26.8% | 24.0% | 21.7% | 20.7% |
| Operating Margin | 10.2% | 10.2% | 9.9% | 12.8% | 12.9% |
| Net Margin | 3.4% | 3.4% | 1.4% | — | — |
| Balance Sheet | |||||
| Debt/Equity | 0.10 | 0.10 | 0.14 | 1.67 | 0.23 |
| Current Ratio | 3.42 | 3.42 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-8.8M | $-8.8M | $15.4M | $14.5M | $13.5M |
| Returns | |||||
| ROE | 9.6% | 9.6% | 3.7% | — | — |
| Valuation | |||||
| P/E | 34.29 | 34.29 | 156.32 | — | — |
| EV/EBITDA | 2.23 | 2.23 | 5.85 | — | — |
| P/B | 3.46 | 3.46 | 6.02 | — | — |
| Growth & Yield | |||||
| Revenue Growth | 20.8% | 20.8% | 16.0% | 13.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-45.2%
Start / end P/E
n/dx → n/dx
EPS bridge
0.19 → n/d
Residual
-45.2%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.