Financial Services / Banks - DiversifiedSwiss
$38.00
+0.45 (+1.20%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 44.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
49/100
C
Piotroski
7/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$124.6B
P/E
17.4x
↑EV/EBITDA
N/A
•ROE
8.6%
↑Gross Margin
N/A
•Debt/Equity
3.72
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+12.4%
FCF CAGR
+14.4%
FCF margin
41.2%
FCF / Net income
2.51x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $47.30B · net income $7.77B · FCF $19.49B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $47.30B | $47.30B | $45.35B | $41.14B | $33.27B |
| Net Income | $7.77B | $7.77B | $5.09B | $27.37B | $7.63B |
| EPS | 2.36 | 2.36 | 1.52 | 8.30 | 2.25 |
| Net Margin | 16.4% | 16.4% | 11.2% | 66.5% | 22.9% |
| Balance Sheet | |||||
| Debt/Equity | 3.72 | 3.72 | 3.91 | 4.41 | 3.40 |
| Cash Flow | |||||
| Free Cash Flow | $19.49B | $19.49B | $1.27B | $84.38B | $13.00B |
| Returns | |||||
| ROE | 8.6% | 8.6% | 6.0% | 32.0% | 13.4% |
| Valuation | |||||
| P/E | 17.35 | 17.35 | 19.59 | 3.07 | 8.13 |
| P/B | 1.39 | 1.39 | 1.17 | 0.98 | 1.09 |
| Growth & Yield | |||||
| Revenue Growth | 4.3% | 4.3% | 10.2% | 23.7% | — |
| EPS Growth | 55.3% | 55.3% | -81.7% | 268.9% | — |
| Dividend Yield | 2.3% | 2.3% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
12.6%
EPS terminal req.
$3.37
Spread vs growth
42.6%
5Y implied EPS CAGR
11.6%
EPS terminal req.
$4.08
Spread vs growth
43.7%
10Y implied EPS CAGR
10.8%
EPS terminal req.
$6.57
Spread vs growth
44.5%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+45.6%
Start / end P/E
17.4x → 16.1x
EPS bridge
1.52 → 2.36
Residual
-4.3%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.