Financial Services / Credit ServicesBSE
$95.21
-2.44 (-2.50%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 26.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
32/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$14.5B
P/E
7.2x
↓EV/EBITDA
17.7x
↑ROE
6.0%
↓Gross Margin
34.3%
↓Debt/Equity
3.71
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+42.4%
FCF CAGR
—
FCF margin
12.1%
FCF / Net income
0.98x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $14.08B · net income $1.75B · FCF $1.71B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $14.08B | $14.08B | $9.64B | $7.07B | $4.88B |
| Net Income | $1.75B | $1.75B | $1.44B | $1.19B | $397.8M |
| EBITDA | $6.19B | $6.19B | $4.59B | $3.50B | $2.21B |
| EPS | — | — | 14.41 | 12.93 | 5.55 |
| Gross Margin | 34.3% | 34.3% | 33.8% | 32.6% | 37.4% |
| Operating Margin | 42.6% | 42.6% | 50.9% | 51.5% | 46.1% |
| Net Margin | 12.4% | 12.4% | 14.9% | 16.9% | 8.2% |
| Balance Sheet | |||||
| Debt/Equity | 3.71 | 3.71 | 3.37 | 3.24 | 3.20 |
| Current Ratio | 60.86 | 60.86 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $1.71B | $1.71B | $-25.27B | $-15.75B | $-12.61B |
| Returns | |||||
| ROE | 6.0% | 6.0% | 7.0% | 8.3% | 4.0% |
| Valuation | |||||
| P/E | 7.22 | 7.22 | 12.05 | 19.69 | 27.91 |
| EV/EBITDA | 17.71 | 17.71 | 18.52 | 19.75 | 19.07 |
| P/B | 0.50 | 0.50 | 0.87 | 1.63 | 1.13 |
| Growth & Yield | |||||
| Revenue Growth | 46.1% | 46.1% | 36.3% | 44.9% | — |
| EPS Growth | — | — | 11.4% | 133.2% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-45.9%
Start / end P/E
n/dx → n/dx
EPS bridge
14.41 → n/d
Residual
-45.9%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.