Financial Services / Banks - RegionalBSE
$53.89
-0.11 (-0.20%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 70.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
33/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$104.8B
P/E
15.4x
↑EV/EBITDA
N/A
•ROE
10.2%
↑Gross Margin
N/A
•Debt/Equity
0.55
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+14.8%
FCF CAGR
+21.1%
FCF margin
33.3%
FCF / Net income
2.40x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $49.79B · net income $6.93B · FCF $16.60B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $49.79B | $49.79B | $44.82B | $40.57B | $32.88B |
| Net Income | $6.93B | $6.93B | $7.26B | $12.81B | $11.00B |
| EPS | — | — | 3.71 | 6.54 | 5.81 |
| Net Margin | 13.9% | 13.9% | 16.2% | 31.6% | 33.5% |
| Balance Sheet | |||||
| Debt/Equity | 0.55 | 0.55 | 0.30 | 0.27 | 0.57 |
| Cash Flow | |||||
| Free Cash Flow | $16.60B | $16.60B | $18.61B | $13.47B | $9.34B |
| Returns | |||||
| ROE | 10.2% | 10.2% | 11.9% | 22.8% | 26.1% |
| Valuation | |||||
| P/E | 15.35 | 15.35 | 9.84 | 8.55 | 4.56 |
| P/B | 1.54 | 1.54 | 1.17 | 1.95 | 1.17 |
| Growth & Yield | |||||
| Revenue Growth | 11.1% | 11.1% | 10.5% | 23.4% | — |
| EPS Growth | — | — | -43.3% | 12.6% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+22.4%
Start / end P/E
n/dx → n/dx
EPS bridge
3.71 → n/d
Residual
+22.4%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.