Financial Services / Banks - RegionalNasdaqGM
$18.82
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 44.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
28/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$344M
P/E
N/A
•EV/EBITDA
N/A
•ROE
12.0%
↑Gross Margin
N/A
•Debt/Equity
N/A
•Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2020–2025 · 5 años de histórico normalizado
Revenue CAGR
+22.5%
FCF CAGR
+27.2%
FCF margin
29.2%
FCF / Net income
1.63x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $145.5M · net income $26.1M · FCF $42.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Income Statement | |||||||
| Revenue | $145.5M | $145.5M | $131.2M | $101.0M | $71.1M | $56.7M | $52.6M |
| Net Income | $26.1M | $26.1M | $24.7M | $16.5M | $20.1M | $21.1M | $10.8M |
| EPS | 1.33 | 1.33 | 1.24 | — | — | — | — |
| Net Margin | 17.9% | 17.9% | 18.8% | 16.4% | 28.3% | 37.2% | 20.6% |
| Cash Flow | |||||||
| Free Cash Flow | $42.5M | $42.5M | $34.5M | $22.4M | $28.9M | $21.4M | $12.8M |
| Returns | |||||||
| ROE | 12.0% | 12.0% | 11.5% | 8.6% | 11.0% | 10.3% | 6.3% |
| Growth & Yield | |||||||
| Revenue Growth | 10.9% | 10.9% | 29.9% | 42.1% | 25.3% | 7.8% | — |
| EPS Growth | 7.3% | 7.3% | — | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
7.9%
EPS terminal req.
$1.67
Spread vs growth
-0.6%
5Y implied EPS CAGR
8.7%
EPS terminal req.
$2.02
Spread vs growth
-1.5%
10Y implied EPS CAGR
9.4%
EPS terminal req.
$3.25
Spread vs growth
-2.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.