Financial Services / Mortgage FinanceNYSE
$3.00
-0.00 (-0.17%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 45.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
16/100
F
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$4.9B
P/E
10.0x
↓EV/EBITDA
N/A
•ROE
13.7%
↑Gross Margin
N/A
•Debt/Equity
22.02
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2019–2025 · 6 años de histórico normalizado
Revenue CAGR
+3.3%
FCF CAGR
—
FCF margin
-175.2%
FCF / Net income
-99.40x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $1.55B · net income $27.4M · FCF $-2.72B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||
| Revenue | $1.55B | $1.55B | $1.42B | $793.7M | $1.84B | $2.97B | $4.94B | $1.28B |
| Net Income | $27.4M | $27.4M | $14.4M | $-13.2M | $41.7M | $98.4M | $-5.8M | $415.1M |
| EBITDA | — | — | — | — | — | — | $10.0M | — |
| EPS | 0.12 | 0.12 | 0.13 | -0.14 | 0.45 | 0.66 | — | — |
| Operating Margin | — | — | — | — | — | — | -0.1% | — |
| Net Margin | 1.8% | 1.8% | 1.0% | -1.7% | 2.3% | 3.3% | -0.1% | 32.5% |
| Balance Sheet | ||||||||
| Debt/Equity | 22.02 | 22.02 | 21.68 | 26.38 | 20.83 | — | 160.00 | — |
| Current Ratio | 1.79 | 1.79 | — | — | — | — | — | — |
| Cash Flow | ||||||||
| Free Cash Flow | $-2.72B | $-2.72B | $-6.28B | $138.8M | $8.24B | $-10.02B | $-876000.00 | $-3.51B |
| Returns | ||||||||
| ROE | 13.7% | 13.7% | 8.9% | -11.8% | 29.1% | — | -116.1% | -2964269.4% |
| Valuation | ||||||||
| P/E | 10.02 | 10.02 | 44.38 | — | 7.80 | — | — | — |
| P/B | 24.09 | 24.09 | 3.98 | 5.53 | 2.26 | — | — | — |
| Growth & Yield | ||||||||
| Revenue Growth | 9.8% | 9.8% | 78.3% | -56.9% | — | -39.9% | 286.3% | — |
| EPS Growth | -7.7% | -7.7% | 192.9% | -131.1% | — | — | — | — |
| Dividend Yield | 13.3% | 13.3% | — | — | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
30.5%
EPS terminal req.
$0.27
Spread vs growth
-38.2%
5Y implied EPS CAGR
21.9%
EPS terminal req.
$0.32
Spread vs growth
-29.6%
10Y implied EPS CAGR
15.8%
EPS terminal req.
$0.52
Spread vs growth
-23.5%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-13.2%
Start / end P/E
31.5x → 25.0x
EPS bridge
0.13 → 0.12
Residual
+1.6%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.