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VAKFA.IS$12.53+0.00%
Fair $12.53+0.0%

VAKFA.IS

Vakif Faktoring A.S.

Financial Services / Credit ServicesIstanbul

$12.53

+0.00 (+0.00%)

Fairly Valued+0.0%Fair Value $12.53Fund rank 18/100 · Data gapFallback financials|
SA 32/D
F-Score: 4/9
High Debt

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 100.0/100

Data gap 18/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 17/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

32/100

D

Piotroski

4/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Debt-to-Equity ratio is 4.92, above the 2.0 threshold
Thesis & Journal · VAKFA.ISLocal privado en este navegador · Vakif Faktoring A.S.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$11.3B

P/E

313.3x

↑

EV/EBITDA

17.2x

↑

ROE

27.5%

↑

Gross Margin

31.2%

↓

Debt/Equity

4.92

↑
52-Week Range$13
$11$19

TradingView lightweight chart

VAKFA.IS price, volumen y niveles de valoración

Último $12.33Periodo -21.1%
Fair value: $12.53

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+58.0%

FCF CAGR

—

FCF margin

-10.1%

FCF / Net income

-0.50x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $9.6M · net income $1.9M · FCF $-962733.0

2022-FY → 2025-FY

Gross margin

31.2%+0.9% pts

Operating margin

27.5%-0.5% pts

Net margin

20.1%-2.4% pts

FCF margin

-10.1%+15.2% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$9.6M$9.6M$12.8M$8.7M$2.4M
Net Income$1.9M$1.9M$1.7M$1.5M$546720.00
EBITDA$2.6M$2.6M$2.1M$2.0M$682915.00
EPS2.262.260.000.000.00
Gross Margin31.2%31.2%18.4%24.9%30.3%
Operating Margin27.5%27.5%16.6%23.2%28.0%
Net Margin20.1%20.1%13.3%17.4%22.5%
Balance Sheet
Debt/Equity4.924.926.4113.1818.78
Current Ratio1.271.27———
Cash Flow
Free Cash Flow$-962733.00$-962733.00$-310601.00$-308753.00$-613283.00
Returns
ROE27.5%27.5%38.9%56.3%47.4%
Valuation
P/E313.25313.25———
EV/EBITDA17.2517.25———
P/B1.611.61———
Growth & Yield
Revenue Growth-25.3%-25.3%47.7%256.9%—
EPS Growth119235.8%119235.8%13.5%175.5%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

-21.1%

fácil

EPS terminal req.

$1.11

Spread vs growth

119256.9%

5Y implied EPS CAGR

-9.9%

fácil

EPS terminal req.

$1.35

Spread vs growth

119245.7%

10Y implied EPS CAGR

-0.4%

fácil

EPS terminal req.

$2.17

Spread vs growth

119236.2%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · available periodreconcilia total -21.1%

Total return

-21.1%

Start / end P/E

8234.1x → 5.4x

EPS bridge

0.00 → 2.26

Residual

-119156.9%

EPS growth+119235.8%
Multiple rerating-99.9%
Dividend+0.0%
Residual / FX / buybacks / cross-term-119156.9%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.