Financial Services / Credit ServicesBSE
$8.83
-0.25 (-2.75%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 7.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
31/100
D
Piotroski
8/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$260M
P/E
18.0x
↑EV/EBITDA
65.8x
↑ROE
1.9%
↓Gross Margin
74.0%
↑Debt/Equity
2.22
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+47.3%
FCF CAGR
—
FCF margin
325.1%
FCF / Net income
42.27x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $33.8M · net income $2.6M · FCF $109.9M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $33.8M | $33.8M | $31.4M | — | $10.6M |
| Net Income | $2.6M | $2.6M | $2.4M | — | $463000.00 |
| EBITDA | $6.2M | $6.2M | $6.0M | — | $1.1M |
| EPS | 0.02 | 0.02 | 0.02 | — | 0.11 |
| Gross Margin | 74.0% | 74.0% | 46.2% | — | 39.5% |
| Operating Margin | 13.9% | 13.9% | 18.8% | — | 10.2% |
| Net Margin | 7.7% | 7.7% | 7.6% | — | 4.4% |
| Balance Sheet | |||||
| Debt/Equity | 2.22 | 2.22 | 3.00 | 0.71 | 3.20 |
| Current Ratio | 344.44 | 344.44 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $109.9M | $109.9M | $-316.3M | $-21.9M | $-67.6M |
| Returns | |||||
| ROE | 1.9% | 1.9% | 1.8% | — | 1.1% |
| Valuation | |||||
| P/E | 18.02 | 18.02 | — | — | — |
| EV/EBITDA | 65.85 | 65.85 | — | — | — |
| P/B | 0.75 | 0.75 | — | — | — |
| Growth & Yield | |||||
| Revenue Growth | 7.6% | 7.6% | — | — | — |
| EPS Growth | 0.0% | 0.0% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
239.6%
EPS terminal req.
$0.78
Spread vs growth
-239.6%
5Y implied EPS CAGR
116.4%
EPS terminal req.
$0.95
Spread vs growth
-116.4%
10Y implied EPS CAGR
54.3%
EPS terminal req.
$1.53
Spread vs growth
-54.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-30.4%
Start / end P/E
634.0x → 441.5x
EPS bridge
0.02 → 0.02
Residual
+0.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.