Financial Services / Banks - RegionalLSE
$106.40
-2.60 (-2.39%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
22/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$266M
P/E
35.5x
↑EV/EBITDA
N/A
•ROE
1.7%
↓Gross Margin
N/A
•Debt/Equity
0.76
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-1.8%
FCF CAGR
—
FCF margin
16.4%
FCF / Net income
9.09x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $454.9M · net income $8.2M · FCF $74.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $454.9M | $454.9M | $446.4M | $488.8M | $480.7M |
| Net Income | $8.2M | $8.2M | $-119.3M | $-11.7M | $77.4M |
| EPS | 0.03 | 0.03 | -0.47 | -0.02 | 0.30 |
| Net Margin | 1.8% | 1.8% | -26.7% | -2.4% | 16.1% |
| Balance Sheet | |||||
| Debt/Equity | 0.76 | 0.76 | 1.00 | 1.10 | 1.41 |
| Current Ratio | 1.85 | 1.85 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $74.5M | $74.5M | $438.0M | $562.4M | $-237.7M |
| Returns | |||||
| ROE | 1.7% | 1.7% | -27.0% | -2.1% | 12.6% |
| Valuation | |||||
| P/E | 35.47 | 35.47 | — | — | 674.10 |
| P/B | 58.17 | 58.17 | 27.07 | 55.78 | 84.86 |
| Growth & Yield | |||||
| Revenue Growth | 1.9% | 1.9% | -8.7% | 1.7% | — |
| EPS Growth | 106.6% | 106.6% | -1845.8% | -107.9% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
572.8%
EPS terminal req.
$9.44
Spread vs growth
-466.2%
5Y implied EPS CAGR
226.1%
EPS terminal req.
$11.42
Spread vs growth
-119.4%
10Y implied EPS CAGR
89.4%
EPS terminal req.
$18.40
Spread vs growth
17.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+20.4%
Start / end P/E
n/dx → n/dx
EPS bridge
-0.47 → 0.03
Residual
+20.4%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.