Financial Services / Credit ServicesBSE
$3450.00
+63.00 (+1.86%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 26.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
37/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$11.0B
P/E
4.5x
↓EV/EBITDA
4.8x
↓ROE
5.7%
↓Gross Margin
81.6%
↑Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
-45.1%
FCF CAGR
—
FCF margin
-142.7%
FCF / Net income
-0.03x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $40.3M · net income $2.16B · FCF $-57.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $40.3M | $40.3M | $34.4M | $84.8M | $244.1M |
| Net Income | $2.16B | $2.16B | $2.58B | $1.85B | $2.28B |
| EBITDA | $2.29B | $2.29B | $2.73B | $134.4M | $33.4M |
| EPS | 676.83 | 676.83 | 808.40 | 579.28 | 715.75 |
| Gross Margin | 81.6% | 81.6% | 82.0% | 94.3% | 94.9% |
| Operating Margin | 253.1% | 253.1% | 482.0% | 158.4% | 13.7% |
| Net Margin | 5360.0% | 5360.0% | 7500.0% | 2180.6% | 935.7% |
| Balance Sheet | |||||
| Current Ratio | 2.47 | 2.47 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-57.5M | $-57.5M | $-55.1M | $-28.9M | $12.8M |
| Returns | |||||
| ROE | 5.7% | 5.7% | 7.3% | 5.6% | 7.4% |
| Valuation | |||||
| P/E | 4.51 | 4.51 | 4.47 | 5.32 | 3.68 |
| EV/EBITDA | 4.80 | 4.80 | 4.22 | 72.94 | 250.65 |
| P/B | 0.29 | 0.29 | 0.33 | 0.30 | 0.27 |
| Growth & Yield | |||||
| Revenue Growth | 17.2% | 17.2% | -59.4% | -65.3% | — |
| EPS Growth | -16.3% | -16.3% | 39.6% | -19.1% | — |
| Dividend Yield | 0.1% | 0.1% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-23.2%
EPS terminal req.
$306.13
Spread vs growth
7.0%
5Y implied EPS CAGR
-11.4%
EPS terminal req.
$370.42
Spread vs growth
-4.9%
10Y implied EPS CAGR
-1.3%
EPS terminal req.
$596.56
Spread vs growth
-15.0%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-1.3%
Start / end P/E
4.3x → 5.1x
EPS bridge
808.40 → 676.83
Residual
-2.9%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.